Dumfries, VA—22026
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Dumfries, VA
Home Price Trends — Dumfries, VA
As of Oct '25, the median home price in Dumfries, VA is $577,000, with a year-over-year change of 1.3%. This indicates that home prices in Dumfries, VA are increasing. According to Zillow, the 1-year price projection is 0.1%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $577,000 | 1.3% |
| Single Family | $592,000 | 1.0% |
| Condos | $414,000 | 3.8% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $346,000 | 0.9% |
3 Bed | $469,000 | 1.1% |
4 Bed | $656,000 | 0.9% |
| 5 Bed | $795,000 | 0.4% |
% of Housing Stock
Rental Trends — Dumfries, VA
As of July '25, Rentcast reports the average rent in Dumfries, VA is $3,160, with a year-over-year rent change of 18.4%. Per bedroom, the median rent as of July '25 in Dumfries, VA is studios: $1,500, 1-bedrooms: $1,380, 2-bedrooms: $2,080, 3-bedrooms: $2,980, 4-bedrooms: $3,660. The most common rental property sizes in Dumfries, VA are 3-bedroom and 2-bedroom, accounting for 39.7% and 35.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,450 | $3,160 |
| Studio Rent | $1,500 | $1,500 |
| 1 Bed Rent | $1,500 | $1,380 |
| 2 Bed Rent | $1,990 | $2,080 |
| 3 Bed Rent | $2,800 | $2,980 |
| 4 Bed Rent | $3,700 | $3,660 |
% of Rental Stock
Property Listings — Dumfries, VA
As of Oct '25, Realtor.com reports that the median days on market for a home in Dumfries, VA is 44. This is a increase of 12.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $636,000 | -8.0% |
Listing Count | 93 | 38.0% |
| Listings as % of Homes | 1.0% | 38.0% |
Days on Market | 44 | 12.0% |
Demographics — Dumfries, VA
As of the latest ACS Survey released in 2023, Dumfries, VA has a population of 21,000, which has increased by 32.7% over the past 5 years. Dumfries, VA is a popular place for families, as children make up 31.6% of the population. The area has a moderately educated workforce, with 38.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 21,000 | 32.7% |
% Under 18 | 31.6% | -1.9% |
% Seniors | 6.3% | 10.5% |
% WFH | 16.9% | 550.0% |
% w/ College Degree | 38.3% | 22.8% |
As of the latest ACS Survey released in 2023, Dumfries, VA is a predominantly black area, with 43.2% of the population identifying as black. The black population has shrunk by 0.7% in the last 5 years. The second most common race or ethnicity in Dumfries, VA is white, making up 23.9% of the population. Foreign-born residents account for 23.0% of the population in Dumfries, VA, and this percentage has decreased by 7.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 23.9% | 12.7% |
% Black | 43.2% | -0.7% |
% Hispanic | 17.9% | -24.5% |
% Asian | 9.5% | 53.2% |
% Foreign Born | 23.0% | -7.3% |
Mortgage and Risk — Dumfries, VA
According to HUD data as of 2023, there were 389 mortgage originations in Dumfries, VA, of which 56.0% of loans were conventional mortgages. The average loan-to-value was 77.0%, with 55.0% above 90% LTV (very high). This implies large mortgage risk in Dumfries, VA. Investor activity is low, as 1.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 389 |
% Conventional Loans | 56.0% |
% Government Loans | 44.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Dumfries, VA
As of 2024, the percent of homes in Dumfries, VA under the Section 8 program is 11.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Dumfries, VA, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 211 |
Total Units Section 8 | 211 |
% Rentals under Section 8 | 11.5% |
% Occupied Section 8 | 78.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $350 | $1,500 | $1,850 |
| 2 Bedroom | $90 | $1,990 | $2,080 |
| 3 Bedroom | -$200 | $2,800 | $2,600 |
| 4 Bedroom | -$630 | $3,700 | $3,070 |
Affordability — Dumfries, VA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.6 |
| Median Home Price | $577,000 |
| Median Household Income | $115,000 |