Stafford, VA—22556
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Stafford, VA
Home Price Trends — Stafford, VA
As of Oct '25, the median home price in Stafford, VA is $526,000, with a year-over-year change of 3.0%. This indicates that home prices in Stafford, VA are increasing. According to Zillow, the 1-year price projection is -0.1%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $526,000 | 3.0% |
| Single Family | $534,000 | 2.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $299,000 | 1.7% |
3 Bed | $444,000 | 3.0% |
4 Bed | $586,000 | 2.4% |
| 5 Bed | $727,000 | 2.0% |
% of Housing Stock
Rental Trends — Stafford, VA
As of July '25, Rentcast reports the average rent in Stafford, VA is $2,650, with a year-over-year rent change of 0.4%. Per bedroom, the median rent as of July '25 in Stafford, VA is 1-bedrooms: $1,440, 2-bedrooms: $1,800, 3-bedrooms: $2,540, 4-bedrooms: $3,040. The most common rental property sizes in Stafford, VA are 3-bedroom and 2-bedroom, accounting for 48.6% and 27.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,700 | $2,650 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,450 | $1,440 |
| 2 Bed Rent | $1,750 | $1,800 |
| 3 Bed Rent | $2,550 | $2,540 |
| 4 Bed Rent | $2,950 | $3,040 |
% of Rental Stock
Property Listings — Stafford, VA
As of Oct '25, Realtor.com reports that the median days on market for a home in Stafford, VA is 29. This is a increase of 12.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $570,000 | -2.0% |
Listing Count | 110 | 67.0% |
| Listings as % of Homes | 0.4% | 67.0% |
Days on Market | 29 | 12.0% |
Demographics — Stafford, VA
As of the latest ACS Survey released in 2023, Stafford, VA has a population of 31,800, which has increased by 8.7% over the past 5 years. Stafford, VA is a popular place for families, as children make up 29.9% of the population. The area has a moderately educated workforce, with 36.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 31,800 | 8.7% |
% Under 18 | 29.9% | 9.5% |
% Seniors | 8.4% | 3.7% |
% WFH | 13.4% | 71.8% |
% w/ College Degree | 36.6% | -1.9% |
As of the latest ACS Survey released in 2023, Stafford, VA is a predominantly white area, with 51.8% of the population identifying as white. The white population has shrunk by 11.3% in the last 5 years. The second most common race or ethnicity in Stafford, VA is hispanic, making up 24.3% of the population. Foreign-born residents account for 17.9% of the population in Stafford, VA, and this percentage has increased by 54.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 51.8% | -11.3% |
% Black | 15.3% | -11.0% |
% Hispanic | 24.3% | 52.8% |
% Asian | 3.6% | -7.7% |
% Foreign Born | 17.9% | 54.3% |
Mortgage and Risk — Stafford, VA
According to HUD data as of 2023, there were 660 mortgage originations in Stafford, VA, of which 61.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 42.0% above 90% LTV (very high). This implies large mortgage risk in Stafford, VA. Investor activity is low, as 2.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 660 |
% Conventional Loans | 61.0% |
% Government Loans | 39.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Stafford, VA
As of 2024, the percent of homes in Stafford, VA under the Section 8 program is 10.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Stafford, VA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 213 |
Total Units Section 8 | 213 |
% Rentals under Section 8 | 10.5% |
% Occupied Section 8 | 85.6% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $410 | $1,450 | $1,860 |
| 2 Bedroom | $340 | $1,750 | $2,090 |
| 3 Bedroom | $60 | $2,550 | $2,610 |
| 4 Bedroom | $130 | $2,950 | $3,080 |
Affordability — Stafford, VA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.7 |
| Median Home Price | $526,000 |
| Median Household Income | $128,000 |