Middletown, VA—22645
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Middletown, VA
As of Nov '25, the median home price in Middletown, VA is $431,000, with a year-over-year change of 1.9%. This indicates that home prices in Middletown, VA are increasing. According to Zillow, the 1-year price projection is 2.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $431,000 | 1.9% |
| Single Family | $433,000 | 1.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $298,000 | 0.0% |
3 Bed | $401,000 | 1.5% |
4 Bed | $545,000 | 3.2% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Middletown, VA
As of July '25, Rentcast reports the average rent in Middletown, VA is $2,550, with a year-over-year rent change of 36.4%. Per bedroom, the median rent as of July '25 in Middletown, VA is 4-bedrooms: $2,550. The most common rental property sizes in Middletown, VA are 2-bedroom and 1-bedroom, accounting for 43.7% and 26.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,550 | $2,550 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | $2,550 | $2,550 |
% of Rental Stock
Property Listings — Middletown, VA
As of Nov '25, Realtor.com reports that the median days on market for a home in Middletown, VA is 42. This is a decrease of -32.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $533,000 | -5.0% |
Listing Count | 22 | -47.0% |
| Listings as % of Homes | 0.8% | -47.0% |
Days on Market | 42 | -32.0% |
Demographics — Middletown, VA
As of the latest ACS Survey released in 2023, Middletown, VA has a population of 4,340, which has decreased by -1.2% over the past 5 years. Middletown, VA is a moderately popular place for families, as children make up 22.3% of the population. The area has a moderately educated workforce, with 26.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,340 | -1.2% |
% Under 18 | 22.3% | 2.3% |
% Seniors | 19.5% | 5.4% |
% WFH | 10.7% | 109.8% |
% w/ College Degree | 26.2% | -13.0% |
As of the latest ACS Survey released in 2023, Middletown, VA is a predominantly white area, with 86.0% of the population identifying as white. The white population has shrunk by 5.9% in the last 5 years. The second most common race or ethnicity in Middletown, VA is hispanic, making up 9.7% of the population. Foreign-born residents account for 6.3% of the population in Middletown, VA, and this percentage has increased by 103.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 86.0% | -5.9% |
% Black | 1.3% | -53.6% |
% Hispanic | 9.7% | 136.6% |
% Asian | 0.7% | -41.7% |
% Foreign Born | 6.3% | 103.2% |
Mortgage and Risk — Middletown, VA
According to HUD data as of 2023, there were 119 mortgage originations in Middletown, VA, of which 67.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 45.0% above 90% LTV (very high). This implies large mortgage risk in Middletown, VA. Investor activity is low, as 1.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 119 |
% Conventional Loans | 67.0% |
% Government Loans | 33.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 7.0% |
Rentals and Section 8 — Middletown, VA
Middletown, VA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 2 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | 0.5% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,000 |
| 2 Bedroom | N/A | N/A | $1,260 |
| 3 Bedroom | N/A | N/A | $1,570 |
| 4 Bedroom | -$430 | $2,550 | $2,120 |
Affordability — Middletown, VA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.8 |
| Median Home Price | $431,000 |
| Median Household Income | $81,400 |