Louisa, VA 23093 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Louisa, VA—23093

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$363,000

2.3% YoY Growth

Household Income

$67,600

14.3% YoY Growth

Days on Market

40.0% Longer YoY

Home Price Forecast

N/A

Median Rent

$1,700

1.8% YoY Growth

1-Bed Rent

N/A

2-Bed Rent

$1,240

5.5% YoY Growth

3-Bed Rent

$1,700

16.8% YoY Growth

Home Price Trends — Louisa, VA

Louisa, VA lacks sufficient home price data for analysis.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$363,000	2.3%
Single Family	$363,000	2.0%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed	N/A	N/A

Rental Trends — Louisa, VA

As of July '25, Rentcast reports the average rent in Louisa, VA is $2,150, with a year-over-year rent change of -1.8%. Per bedroom, the median rent as of July '25 in Louisa, VA is 2-bedrooms: $1,380, 3-bedrooms: $1,980, 4-bedrooms: $3,100. The most common rental property sizes in Louisa, VA are 2-bedroom and 3-bedroom, accounting for 51.8% and 27.2% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$1,700	$2,150
Studio Rent	N/A	N/A
1 Bed Rent	N/A	N/A
2 Bed Rent	$1,240	$1,380
3 Bed Rent	$1,700	$1,980
4 Bed Rent	$3,000	$3,100

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% of Rental Stock

Studio

1.3%

1 Bedroom

13.3%

2 Bedrooms

51.8%

3 Bedrooms

27.2%

4 Bedrooms

5.8%

5+ Bedrooms

0.4%

Property Listings — Louisa, VA

As of Nov '25, Realtor.com reports that the median days on market for a home in Louisa, VA is 65. This is a increase of 40.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$416,000	1.0%
Listing Count	96	53.0%
Listings as % of Homes	0.9%	53.0%
Days on Market	65	40.0%

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Demographics — Louisa, VA

As of the latest ACS Survey released in 2023, Louisa, VA has a population of 14,200, which has increased by 3.9% over the past 5 years. Louisa, VA is a moderately popular place for families, as children make up 20.3% of the population. The area has a moderately educated workforce, with 25.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.3% reporting working from home.

Metric	Latest Census	YoY % Change
Population	14,200	3.9%
% Under 18	20.3%	2.0%
% Seniors	19.3%	14.9%
% WFH	9.3%	55.0%
% w/ College Degree	25.8%	14.7%

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As of the latest ACS Survey released in 2023, Louisa, VA is a predominantly white area, with 71.4% of the population identifying as white. The white population has shrunk by 2.9% in the last 5 years. The second most common race or ethnicity in Louisa, VA is black, making up 16.6% of the population. Foreign-born residents account for 3.8% of the population in Louisa, VA, and this percentage has increased by 31.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	71.4%	-2.9%
% Black	16.6%	-7.3%
% Hispanic	3.2%	60.0%
% Asian	0.4%	33.3%
% Foreign Born	3.8%	31.0%

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Mortgage and Risk — Louisa, VA

According to HUD data as of 2023, there were 308 mortgage originations in Louisa, VA, of which 64.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 36.0% above 90% LTV (very high). This implies large mortgage risk in Louisa, VA. Investor activity is low, as 0.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	308
% Conventional Loans	64.0%
% Government Loans	36.0%
% Investor Loans	0.0%
% Second Loans	3.0%
% Cash Out Refinance	14.0%

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Rentals and Section 8 — Louisa, VA

Louisa, VA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	122
Total Units Section 8	94
% Rentals under Section 8	7.5%
% Occupied Section 8	94.2%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	N/A	N/A	$1,280
2 Bedroom	$280	$1,240	$1,520
3 Bedroom	$210	$1,700	$1,910
4 Bedroom	-$650	$3,000	$2,350

Louisa, VA—23093

Key Metrics at a Glance

Home Price Trends — Louisa, VA

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Louisa, VA

% of Rental Stock

Property Listings — Louisa, VA

Demographics — Louisa, VA

Race and Ethnicity

Mortgage and Risk — Louisa, VA

Mortgages

Rentals and Section 8 — Louisa, VA

Section 8 Market Size

Section 8 Opportunity

Affordability — Louisa, VA

Home Price to Income Ratio

Louisa, VA — ZIP Code Boundary Map

Nearby ZIP Codes

Columbia, VA

Mineral, VA

Gordonsville, VA

Orange, VA

Gumspring, VA

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	4.7
Median Home Price	$363,000
Median Household Income	$67,600

Louisa, VA—23093

Key Metrics at a Glance

Home Price Trends — Louisa, VA

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Louisa, VA

% of Rental Stock

Property Listings — Louisa, VA

Demographics — Louisa, VA

Race and Ethnicity

Mortgage and Risk — Louisa, VA

Mortgages

Rentals and Section 8 — Louisa, VA

Section 8 Market Size

Section 8 Opportunity

Affordability — Louisa, VA

Home Price to Income Ratio

Louisa, VA — ZIP Code Boundary Map

Nearby ZIP Codes

Columbia, VA

Mineral, VA

Gordonsville, VA

Orange, VA

Gumspring, VA

Frequently Asked Questions

What is the average home price in Louisa, VA 23093?

How have home prices in Louisa, VA 23093 changed over the past year?

What is the home price projection for Louisa, VA 23093?

What are the demographics of Louisa, VA 23093?

How long does it take homes to sell in Louisa, VA 23093?

What is the average rent price in Louisa, VA 23093?