Williamsburg, VA23188

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$463,000
1.3% YoY Growth
Median Household Income
$101,000
27.1% 5-Year Growth
Days on Market
55
8.0% Longer than last year
Home Price Forecast
1.4%
Median Rent
$2,400
3.0% YoY Growth
1-Bed Rent
$1,600
10.4% YoY Growth
2-Bed Rent
$1,800
4.8% YoY Growth
3-Bed Rent
$2,400
2.1% YoY Growth

Other Zip Codes in Williamsburg, VA

Property Listings — Williamsburg, VA

As of Oct '25, Realtor.com reports that the median days on market for a home in Williamsburg, VA is 55. This is a increase of 8.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 27.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$568,00013.0%
Listing Count
25633.0%
Listings as % of Homes0.7%33.0%
Days on Market
558.0%
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Demographics — Williamsburg, VA

As of the latest ACS Survey released in 2023, Williamsburg, VA has a population of 45,300, which has increased by 3.8% over the past 5 years. Williamsburg, VA is a moderately popular place for families, as children make up 18.8% of the population. The area has a highly educated workforce, with 49.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.5% reporting working from home.

MetricLatest CensusYoY % Change
Population
45,3003.8%
% Under 18
18.8%-2.1%
% Seniors
28.5%17.3%
% WFH
15.5%112.3%
% w/ College Degree
49.8%3.3%
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As of the latest ACS Survey released in 2023, Williamsburg, VA is a predominantly white area, with 72.4% of the population identifying as white. The white population has shrunk by 3.1% in the last 5 years. The second most common race or ethnicity in Williamsburg, VA is black, making up 12.8% of the population. Foreign-born residents account for 6.9% of the population in Williamsburg, VA, and this percentage has increased by 15.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
72.4%-3.1%
% Black
12.8%-11.7%
% Hispanic
6.4%14.3%
% Asian
2.6%13.0%
% Foreign Born
6.9%15.0%
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Mortgage and Risk — Williamsburg, VA

According to HUD data as of 2023, there were 1078 mortgage originations in Williamsburg, VA, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Williamsburg, VA. Investor activity is low, as 2.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
1,078
% Conventional Loans
75.0%
% Government Loans
25.0%
% Investor Loans
2.0%
% Second Loans
1.0%
% Cash Out Refinance
9.0%

Loan Activity

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Rentals and Section 8 — Williamsburg, VA

As of 2024, the percent of homes in Williamsburg, VA under the Section 8 program is 3.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Williamsburg, VA, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom units do not.

Section 8 Market Size

Total Units under HUD
202
Total Units Section 8
135
% Rentals under Section 8
3.1%
% Occupied Section 8
82.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$30$1,600$1,570
2 Bedroom$0$1,800$1,800
3 Bedroom$110$2,400$2,510
4 Bedroom$130$2,850$2,980

Affordability — Williamsburg, VA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.1
Median Home Price$463,000
Median Household Income$101,000

Williamsburg, VA — ZIP Code Boundary Map

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Frequently Asked Questions