Stony Creek, VA—23882
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Stony Creek, VA
As of Oct '25, the median home price in Stony Creek, VA is $181,000, with a year-over-year change of -5.0%. This indicates that home prices in Stony Creek, VA are decreasing. According to Zillow, the 1-year price projection is 2.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $181,000 | -5.0% |
| Single Family | $181,000 | -5.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $209,000 | -2.8% |
4 Bed | $272,000 | -0.4% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Stony Creek, VA
Stony Creek, VA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,500 | $1,500 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,500 | $1,500 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Stony Creek, VA
As of Oct '25, Realtor.com reports that the median days on market for a home in Stony Creek, VA is 42. This is a increase of 56.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $300,000 | 0.0% |
Listing Count | 5 | -7.0% |
| Listings as % of Homes | 0.6% | -7.0% |
Days on Market | 42 | 56.0% |
Demographics — Stony Creek, VA
As of the latest ACS Survey released in 2023, Stony Creek, VA has a population of 1,970, which has increased by 19.1% over the past 5 years. Stony Creek, VA is a moderately popular place for families, as children make up 23.4% of the population. The area has a poorly educated workforce, with 16.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,970 | 19.1% |
% Under 18 | 23.4% | 7.8% |
% Seniors | 25.7% | -5.2% |
% WFH | 3.6% | 227.3% |
% w/ College Degree | 16.6% | -25.9% |
As of the latest ACS Survey released in 2023, Stony Creek, VA is a predominantly white area, with 56.9% of the population identifying as white. The white population has grown by 44.1% in the last 5 years. The second most common race or ethnicity in Stony Creek, VA is black, making up 38.7% of the population. Foreign-born residents account for 1.2% of the population in Stony Creek, VA, and this percentage has decreased by 69.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 56.9% | 44.1% |
% Black | 38.7% | -27.5% |
% Hispanic | 1.0% | -65.5% |
% Asian | 0.1% | -97.3% |
% Foreign Born | 1.2% | -69.2% |
Mortgage and Risk — Stony Creek, VA
According to HUD data as of 2023, there were 43 mortgage originations in Stony Creek, VA, of which 49.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 56.0% above 90% LTV (very high). This implies large mortgage risk in Stony Creek, VA. Investor activity is low, as 0.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 43 |
% Conventional Loans | 49.0% |
% Government Loans | 51.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Stony Creek, VA
Stony Creek, VA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 9 |
Total Units Section 8 | 9 |
% Rentals under Section 8 | 5.0% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,230 |
| 2 Bedroom | N/A | N/A | $1,380 |
| 3 Bedroom | $270 | $1,500 | $1,770 |
| 4 Bedroom | N/A | N/A | $2,160 |
Affordability — Stony Creek, VA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.9 |
| Median Home Price | $181,000 |
| Median Household Income | $60,300 |