Saint Paul, VA—24283

As of Aug '25, the median home price in Saint Paul, VA is $125,000, with a year-over-year change of -7.4%. This indicates that home prices in Saint Paul, VA are decreasing. According to Zillow, the 1-year price projection is 1.5%, suggesting an increase housing market in the next year.

As of Aug '25 and according to Realtor.com, the median days on market for a home in Saint Paul, VA is 64. This is an decrease of -63.0% from last year. This indicates that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 57.0%. This is a large percentage of inventory, suggesting a lot of supply pressure on home prices.

According to the latest data from the U.S. Department of Housing and Urban Development (HUD) as of 2023, the number of mortgages originated in Saint Paul, VA in that year was 7. 57.0% of all primary home loans were conventional, the remainder were government-backed loans, such as FHA loans. The average loan-to-value for all loans was 79.0%. Of those, 57.0% were >90% loan to value. This is considered very high, suggesting that mortgage risk is large in Saint Paul, VA. Investor activity in Saint Paul, VA is low, as 0.0% of all loans are originated by investors. In 2023, 0.0% of all loans were cash-out refinances, suggesting few homeowners are actively tapping their home's equity.