Scottsville, VA24590

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$333,000
0.4% YoY Growth
Median Household Income
$88,100
48.0% 5-Year Growth
Days on Market
60
3.0% Longer than last year
Home Price Forecast
1.4%
Median Rent
$1,950
20.6% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
$1,880
N/A

Property Listings — Scottsville, VA

As of Oct '25, Realtor.com reports that the median days on market for a home in Scottsville, VA is 60. This is a increase of 3.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 20.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$662,00041.0%
Listing Count
4031.0%
Listings as % of Homes1.1%31.0%
Days on Market
603.0%
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Demographics — Scottsville, VA

As of the latest ACS Survey released in 2023, Scottsville, VA has a population of 7,940, which has increased by 2.5% over the past 5 years. Scottsville, VA is a moderately popular place for families, as children make up 20.6% of the population. The area has a moderately educated workforce, with 28.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
7,9402.5%
% Under 18
20.6%-11.2%
% Seniors
18.8%33.3%
% WFH
15.8%159.0%
% w/ College Degree
28.7%25.9%
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As of the latest ACS Survey released in 2023, Scottsville, VA is a predominantly white area, with 77.2% of the population identifying as white. The white population has shrunk by 4.9% in the last 5 years. The second most common race or ethnicity in Scottsville, VA is black, making up 13.4% of the population. Foreign-born residents account for 5.2% of the population in Scottsville, VA, and this percentage has increased by 372.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
77.2%-4.9%
% Black
13.4%-10.1%
% Hispanic
4.5%1,400.0%
% Asian
0.5%150.0%
% Foreign Born
5.2%372.7%
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Mortgage and Risk — Scottsville, VA

According to HUD data as of 2023, there were 230 mortgage originations in Scottsville, VA, of which 73.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Scottsville, VA. Investor activity is low, as 3.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
230
% Conventional Loans
73.0%
% Government Loans
27.0%
% Investor Loans
3.0%
% Second Loans
2.0%
% Cash Out Refinance
14.0%

Loan Activity

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Rentals and Section 8 — Scottsville, VA

Scottsville, VA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
46
Total Units Section 8
12
% Rentals under Section 8
2.4%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$1,280
2 BedroomN/AN/A$1,520
3 Bedroom$30$1,880$1,910
4 Bedroom-$150$2,500$2,350

Affordability — Scottsville, VA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.3
Median Home Price$333,000
Median Household Income$88,100

Scottsville, VA — ZIP Code Boundary Map

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Frequently Asked Questions