Dry Creek, WV25140

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$85,000
9.5% YoY Growth
Median Household Income
$25,100
6.8% 5-Year Growth
Days on Market
8
73.0% Longer than last year
Home Price Forecast
3.2%
Median Rent
N/A
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Property Listings — Dry Creek, WV

As of Aug '25 and according to Realtor.com, the median days on market for a home in Dry Creek, WV is 8. This is an increase of 73.0% from last year. This indicates that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%. This is a small percentage of inventory, suggesting little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$146,000-28.0%
Listing Count
4N/A
Listings as % of HomesN/AN/A
Days on Market
873.0%
Loading chart...

Demographics — Dry Creek, WV

MetricLatest CensusYoY % Change
Population
1,3009.0%
% Under 18
16.1%27.8%
% Under 5N/AN/A
% Seniors
19.2%-28.6%
% WFH
0.0%-100.0%
% w/ College Degree
4.0%-13.0%
Loading chart...

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
99.4%-0.6%
% Black
0.0%N/A
% Hispanic
0.6%∞%
% Asian
0.0%N/A
% Foreign Born
0.0%N/A
Loading chart...

Mortgage and Risk — Dry Creek, WV

According to the latest data from the U.S. Department of Housing and Urban Development (HUD) as of 2023, the number of mortgages originated in Dry Creek, WV in that year was 32. 75.0% of all primary home loans were conventional, the remainder were government-backed loans, such as FHA loans. The average loan-to-value for all loans was 87.0%. Of those, 38.0% were >90% loan to value. This is considered very high, suggesting that mortgage risk is large in Dry Creek, WV. Investor activity in Dry Creek, WV is low, as 9.0% of all loans are originated by investors. In 2023, 12.0% of all loans were cash-out refinances, suggesting many homeowners are actively tapping their home's equity.

Mortgages

MetricZip Code AverageMetro AverageState Average
Total Loan Originations
32N/AN/A
% Conventional Loans
75.0%N/AN/A
% Government Loans
25.0%N/AN/A
% Investor Loans
9.0%N/AN/A
% Second Loans
0.0%N/AN/A
% Cash Out Refinance
12.0%N/AN/A
Loading chart...
Loading chart...
Loading chart...

Rentals and Section 8 — Dry Creek, WV

As of 2024, the percent of homes in Dry Creek, WV under the Section 8 program is 1.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays homeowners more than the average rental market rate for various home sizes. For each bedroom size, the average difference between HUD payments and market rents is shown in the table below.

Section 8 Market Size

Total Units under HUD
2
Total Units Section 8
2
% Rentals under Section 8
1.4%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$720
2 BedroomN/AN/A$940
3 BedroomN/AN/A$1,290
4 BedroomN/AN/A$1,400

Affordability — Dry Creek, WV

Home Price to Income Ratio

MetricZip Code AverageMetro AverageState Average
Home Price to Income Ratio3.3N/AN/A
Median Home Price$85,000N/AN/A
Median Household Income$25,100N/AN/A

Dry Creek, WV — ZIP Code Boundary Map

Loading map...