Cottageville, WV—25239
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Cottageville, WV
Home Price Trends — Cottageville, WV
As of Nov '25, the median home price in Cottageville, WV is $176,000, with a year-over-year change of 1.5%. This indicates that home prices in Cottageville, WV are increasing. According to Zillow, the 1-year price projection is 2.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $176,000 | 1.5% |
| Single Family | $176,000 | 1.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $188,000 | 1.1% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Cottageville, WV
Cottageville, WV lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,000 | $2,000 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | $2,000 | $2,000 |
% of Rental Stock
Property Listings — Cottageville, WV
As of Nov '25, Realtor.com reports that the median days on market for a home in Cottageville, WV is 75. This is a increase of 82.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $274,000 | 25.0% |
Listing Count | 1 | -36.0% |
| Listings as % of Homes | 0.7% | -36.0% |
Days on Market | 75 | 82.0% |
Demographics — Cottageville, WV
As of the latest ACS Survey released in 2023, Cottageville, WV has a population of 1,600, which has decreased by -27.9% over the past 5 years. Cottageville, WV is a popular place for families, as children make up 30.0% of the population. The area has a poorly educated workforce, with 22.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,600 | -27.9% |
% Under 18 | 30.0% | 15.8% |
% Seniors | 14.8% | -19.6% |
% WFH | 15.8% | 829.4% |
% w/ College Degree | 22.6% | 38.7% |
Cottageville, WV lacks sufficient race and ethnicity data for analysis.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.2% | -7.3% |
% Black | 0.0% | N/A |
% Hispanic | 7.4% | ∞% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.0% | N/A |
Mortgage and Risk — Cottageville, WV
According to HUD data as of 2023, there were 51 mortgage originations in Cottageville, WV, of which 73.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 33.0% above 90% LTV (very high). This implies large mortgage risk in Cottageville, WV. Investor activity is low, as 4.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 51 |
% Conventional Loans | 73.0% |
% Government Loans | 27.0% |
% Investor Loans | 4.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 10.0% |
Rentals and Section 8 — Cottageville, WV
Cottageville, WV lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 39 |
Total Units Section 8 | 39 |
% Rentals under Section 8 | 92.3% |
% Occupied Section 8 | 51.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $960 |
| 2 Bedroom | N/A | N/A | $1,180 |
| 3 Bedroom | N/A | N/A | $1,560 |
| 4 Bedroom | -$390 | $2,000 | $1,610 |
Affordability — Cottageville, WV
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 1.8 |
| Median Home Price | $176,000 |
| Median Household Income | $87,800 |