View in Interactive Map
  1. Home
  2. /Browse ZIP Codes
  3. /West Virginia
  4. /Charles Town, WV - 25414

Charles Town, WV—25414

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$417,000
3.2% YoY Growth
Household Income
$101,000
23.8% YoY Growth
Days on Market
36
2.0% Longer YoY
Home Price Forecast
0.3%
Median Rent
$1,900
12.8% YoY Growth
1-Bed Rent
$1,150
8.0% YoY Growth
2-Bed Rent
$1,250
10.0% YoY Growth
3-Bed Rent
$2,100
4.8% YoY Growth
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Charles Town, WV

As of May '26, the median home price in Charles Town, WV is $417,000, with a year-over-year change of 3.2%. This indicates that home prices in Charles Town, WV are increasing. According to Zillow, the 1-year price projection is 0.3%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$417,0003.2%
Single Family $418,0003.5%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed

Browse ZIP Codes by State

All states and cities →
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • District of Columbia
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Puerto Rico
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming
  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$283,0006.0%
    3 Bed
    		$362,0003.1%
    4 Bed
    		$496,0002.9%
    5 Bed $560,8642.9%
    Loading chart...

    % of Housing Stock

    Studio
    1.1%
    1 Bedroom
    7.4%
    2 Bedrooms
    11.9%
    3 Bedrooms
    41.8%
    4 Bedrooms
    30.4%
    5+ Bedrooms
    7.4%

    Rental Trends — Charles Town, WV

    As of July '25, Rentcast reports the average rent in Charles Town, WV is $1,770, with a year-over-year rent change of -12.8%. Per bedroom, the median rent as of July '25 in Charles Town, WV is studios: $1,330, 1-bedrooms: $1,210, 2-bedrooms: $1,350, 3-bedrooms: $2,000, 4-bedrooms: $2,760. The most common rental property sizes in Charles Town, WV are 1-bedroom and 2-bedroom, accounting for 31.7% and 28.0% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$1,900$1,770
    Studio Rent $1,400$1,330
    1 Bed Rent $1,150$1,210
    2 Bed Rent $1,250$1,350
    3 Bed Rent $2,100$2,000
    4 Bed Rent $2,700$2,760
    Loading chart...

    % of Rental Stock

    Studio
    2.0%
    1 Bedroom
    31.7%
    2 Bedrooms
    28.0%
    3 Bedrooms
    27.1%
    4 Bedrooms
    9.0%
    5+ Bedrooms
    2.2%

    Property Listings — Charles Town, WV

    As of May '26, Realtor.com reports that the median days on market for a home in Charles Town, WV is 36. This is a increase of 2.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$443,0009.0%
    Listing Count
    		27623.0%
    Listings as % of Homes1.5%23.0%
    Days on Market
    		362.0%
    Loading chart...

    Demographics — Charles Town, WV

    As of the latest ACS Survey released in 2023, Charles Town, WV has a population of 20,300, which has increased by 12.4% over the past 5 years. Charles Town, WV is a moderately popular place for families, as children make up 21.1% of the population. The area has a moderately educated workforce, with 36.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 17.2% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		20,30012.4%
    % Under 18
    		21.1%-13.2%
    % Seniors
    		15.9%2.6%
    % WFH
    		17.2%160.6%
    % w/ College Degree
    		36.6%10.9%
    Loading chart...

    As of the latest ACS Survey released in 2023, Charles Town, WV is a predominantly white area, with 78.1% of the population identifying as white. The white population has shrunk by 2.5% in the last 5 years. The second most common race or ethnicity in Charles Town, WV is black, making up 6.9% of the population. Foreign-born residents account for 5.4% of the population in Charles Town, WV, and this percentage has decreased by 26.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		78.1%-2.5%
    % Black
    		6.9%-12.7%
    % Hispanic
    		6.8%-9.3%
    % Asian
    		1.5%-25.0%
    % Foreign Born
    		5.4%-26.0%
    Loading chart...

    Mortgage and Risk — Charles Town, WV

    According to HUD data as of 2023, there were 879 mortgage originations in Charles Town, WV, of which 67.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 44.0% above 90% LTV (very high). This implies large mortgage risk in Charles Town, WV. Investor activity is low, as 4.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		879
    % Conventional Loans
    		67.0%
    % Government Loans
    		33.0%
    % Investor Loans
    		4.0%
    % Second Loans
    		0.0%
    % Cash Out Refinance
    		10.0%
    Loading chart...
    Loading chart...

    Rentals and Section 8 — Charles Town, WV

    As of 2024, the percent of homes in Charles Town, WV under the Section 8 program is 5.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Charles Town, WV, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

    Section 8 Market Size

    Total Units under HUD
    		109
    Total Units Section 8
    		109
    % Rentals under Section 8
    		5.9%
    % Occupied Section 8
    		97.7%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom-$270$1,150$880
    2 Bedroom-$90$1,250$1,160
    3 Bedroom-$470$2,100$1,630
    4 Bedroom-$750$2,700$1,950

    Affordability — Charles Town, WV

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio3.5
    Median Home Price$417,000
    Median Household Income$101,000

    Charles Town, WV — ZIP Code Boundary Map

    Loading map...

    Nearby ZIP Codes

    Ranson, WV

    25438

    Harpers Ferry, WV

    25425

    Summit Point, WV

    25446

    Millville, WV

    25432

    Kearneysville, WV

    25430

    Frequently Asked Questions