Upper Whitman—25652
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Upper Whitman
Upper Whitman lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | N/A | N/A |
| Single Family | N/A | N/A |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Upper Whitman
Upper Whitman lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Upper Whitman
As of Oct '25, Realtor.com reports that the median days on market for a home in Upper Whitman is 3. This is a decrease of -16.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $125,000 | -2.0% |
Listing Count | 1 | -73.0% |
| Listings as % of Homes | N/A | -73.0% |
Days on Market | 3 | -16.0% |
Demographics — Upper Whitman
As of the latest ACS Survey released in 2023, Upper Whitman has a population of 1,390, which has increased by 4.3% over the past 5 years. Upper Whitman is a popular place for families, as children make up 28.1% of the population. The area has a poorly educated workforce, with 14.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,390 | 4.3% |
% Under 18 | 28.1% | 74.5% |
% Seniors | 18.5% | 6.9% |
% WFH | 10.2% | ∞% |
% w/ College Degree | 14.3% | 52.1% |
Upper Whitman lacks sufficient race and ethnicity data for analysis.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 96.8% | -1.5% |
% Black | 0.0% | N/A |
% Hispanic | 0.8% | ∞% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.0% | N/A |
Mortgage and Risk — Upper Whitman
According to HUD data as of 2023, there were 21 mortgage originations in Upper Whitman, of which 71.0% of loans were conventional mortgages. The average loan-to-value was 73.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Upper Whitman. Investor activity is low, as 10.0% of loans were by investors. 19.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 21 |
% Conventional Loans | 71.0% |
% Government Loans | 29.0% |
% Investor Loans | 10.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 19.0% |
Loan Activity
Rentals and Section 8 — Upper Whitman
Upper Whitman lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 4 |
Total Units Section 8 | 4 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $800 |
| 2 Bedroom | N/A | N/A | $890 |
| 3 Bedroom | N/A | N/A | $1,250 |
| 4 Bedroom | N/A | N/A | $1,450 |
Affordability — Upper Whitman
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | N/A |
| Median Home Price | N/A |
| Median Household Income | $42,300 |