Upper Whitman25652

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$150,000
N/A
Median Household Income
$42,300
2.4% 5-Year Growth
Days on Market
103
15.0% Longer than last year
Home Price Forecast
N/A
Median Rent
N/A
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Property Listings — Upper Whitman

As of Aug '25 and according to Realtor.com, the median days on market for a home in Upper Whitman is 103. This is an increase of 15.0% from last year. This indicates that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is NA. This is an unknown percentage of inventory, suggesting unknown supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$150,0000.0%
Listing Count
1N/A
Listings as % of HomesN/AN/A
Days on Market
10315.0%
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Demographics — Upper Whitman

MetricLatest CensusYoY % Change
Population
1,3904.3%
% Under 18
28.1%74.5%
% Under 5N/AN/A
% Seniors
18.5%6.9%
% WFH
10.2%∞%
% w/ College Degree
14.3%52.1%
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Race and Ethnicity

MetricLatest Census5-Year % Change
% White
96.8%-1.5%
% Black
0.0%N/A
% Hispanic
0.8%∞%
% Asian
0.0%N/A
% Foreign Born
0.0%N/A
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Mortgage and Risk — Upper Whitman

According to the latest data from the U.S. Department of Housing and Urban Development (HUD) as of 2023, the number of mortgages originated in Upper Whitman in that year was 21. 71.0% of all primary home loans were conventional, the remainder were government-backed loans, such as FHA loans. The average loan-to-value for all loans was 73.0%. Of those, 19.0% were >90% loan to value. This is considered elevated, suggesting that mortgage risk is medium in Upper Whitman. Investor activity in Upper Whitman is low, as 10.0% of all loans are originated by investors. In 2023, 19.0% of all loans were cash-out refinances, suggesting many homeowners are actively tapping their home's equity.

Mortgages

MetricZip Code AverageMetro AverageState Average
Total Loan Originations
21N/AN/A
% Conventional Loans
71.0%N/AN/A
% Government Loans
29.0%N/AN/A
% Investor Loans
10.0%N/AN/A
% Second Loans
0.0%N/AN/A
% Cash Out Refinance
19.0%N/AN/A
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Rentals and Section 8 — Upper Whitman

As of 2024, the percent of homes in Upper Whitman under the Section 8 program is NA. This is considered unknown, suggesting that the neighborhood is unknown composed of Section 8 homes. Section 8 opportunity is good when HUD pays homeowners more than the average rental market rate for various home sizes. For each bedroom size, the average difference between HUD payments and market rents is shown in the table below.

Section 8 Market Size

Total Units under HUD
4
Total Units Section 8
4
% Rentals under Section 8
N/A
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$800
2 BedroomN/AN/A$890
3 BedroomN/AN/A$1,250
4 BedroomN/AN/A$1,450

Affordability — Upper Whitman

Home Price to Income Ratio

MetricZip Code AverageMetro AverageState Average
Home Price to Income RatioN/AN/AN/A
Median Home PriceN/AN/AN/A
Median Household Income$42,300N/AN/A

Upper Whitman — ZIP Code Boundary Map

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