Mount Airy, NC—27053
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Mount Airy, NC
Home Price Trends — Mount Airy, NC
As of Oct '25, the median home price in Mount Airy, NC is $233,000, with a year-over-year change of 1.8%. This indicates that home prices in Mount Airy, NC are increasing. According to Zillow, the 1-year price projection is 2.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $233,000 | 1.8% |
| Single Family | $233,000 | 2.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $197,000 | 4.2% |
3 Bed | $242,000 | 1.3% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Mount Airy, NC
Mount Airy, NC lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Mount Airy, NC
As of Oct '25, Realtor.com reports that the median days on market for a home in Mount Airy, NC is 41. This is a decrease of -63.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $430,000 | -36.0% |
Listing Count | 5 | 12.0% |
| Listings as % of Homes | 0.2% | 12.0% |
Days on Market | 41 | -63.0% |
Demographics — Mount Airy, NC
As of the latest ACS Survey released in 2023, Mount Airy, NC has a population of 3,190, which has increased by 7.2% over the past 5 years. Mount Airy, NC is a moderately popular place for families, as children make up 17.5% of the population. The area has a poorly educated workforce, with 23.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,190 | 7.2% |
% Under 18 | 17.5% | 36.7% |
% Seniors | 27.6% | 3.4% |
% WFH | 7.5% | 23.0% |
% w/ College Degree | 23.3% | 72.6% |
As of the latest ACS Survey released in 2023, Mount Airy, NC is a predominantly white area, with 95.6% of the population identifying as white. The white population has shrunk by 1.5% in the last 5 years. The second most common race or ethnicity in Mount Airy, NC is black, making up 2.6% of the population. Foreign-born residents account for 0.1% of the population in Mount Airy, NC, and this percentage has decreased by 88.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.6% | -1.5% |
% Black | 2.6% | 188.9% |
% Hispanic | 0.1% | -80.0% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.1% | -88.9% |
Mortgage and Risk — Mount Airy, NC
According to HUD data as of 2023, there were 47 mortgage originations in Mount Airy, NC, of which 77.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Mount Airy, NC. Investor activity is low, as 2.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 47 |
% Conventional Loans | 77.0% |
% Government Loans | 23.0% |
% Investor Loans | 2.0% |
% Second Loans | 9.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Mount Airy, NC
Mount Airy, NC lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 2 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | 2.7% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $850 |
| 2 Bedroom | N/A | N/A | $1,000 |
| 3 Bedroom | N/A | N/A | $1,310 |
| 4 Bedroom | N/A | N/A | $1,520 |
Affordability — Mount Airy, NC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.9 |
| Median Home Price | $233,000 |
| Median Household Income | $66,900 |