Sophia, NC—27350
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Sophia, NC
As of Nov '25, the median home price in Sophia, NC is $258,000, with a year-over-year change of 1.9%. This indicates that home prices in Sophia, NC are increasing. According to Zillow, the 1-year price projection is 2.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $258,000 | 1.9% |
| Single Family | $258,000 | 2.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $263,000 | 2.7% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Sophia, NC
As of July '25, Rentcast reports the average rent in Sophia, NC is $1,030, with a year-over-year rent change of 15.1%. Per bedroom, the median rent as of July '25 in Sophia, NC is 2-bedrooms: $975, 3-bedrooms: $1,080. The most common rental property sizes in Sophia, NC are 2-bedroom and 3-bedroom, accounting for 46.0% and 43.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $975 | $1,030 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $975 | $975 |
| 3 Bed Rent | $1,080 | $1,080 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Sophia, NC
As of Nov '25, Realtor.com reports that the median days on market for a home in Sophia, NC is 70. This is a increase of 79.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 89.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $370,000 | -13.0% |
Listing Count | 9 | -3.0% |
| Listings as % of Homes | 0.2% | -3.0% |
Days on Market | 70 | 79.0% |
Demographics — Sophia, NC
As of the latest ACS Survey released in 2023, Sophia, NC has a population of 6,110, which has increased by 1.5% over the past 5 years. Sophia, NC is a moderately popular place for families, as children make up 18.3% of the population. The area has a poorly educated workforce, with 19.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 6,110 | 1.5% |
% Under 18 | 18.3% | -14.1% |
% Seniors | 17.9% | 4.7% |
% WFH | 6.7% | 191.3% |
% w/ College Degree | 19.1% | 46.9% |
As of the latest ACS Survey released in 2023, Sophia, NC is a predominantly white area, with 81.5% of the population identifying as white. The white population has shrunk by 14.0% in the last 5 years. The second most common race or ethnicity in Sophia, NC is hispanic, making up 13.6% of the population. Foreign-born residents account for 6.9% of the population in Sophia, NC, and this percentage has increased by 43.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 81.5% | -14.0% |
% Black | 0.6% | 100.0% |
% Hispanic | 13.6% | 267.6% |
% Asian | 0.9% | 350.0% |
% Foreign Born | 6.9% | 43.8% |
Mortgage and Risk — Sophia, NC
According to HUD data as of 2023, there were 111 mortgage originations in Sophia, NC, of which 85.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Sophia, NC. Investor activity is low, as 0.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 111 |
% Conventional Loans | 85.0% |
% Government Loans | 15.0% |
% Investor Loans | 0.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 11.0% |
Rentals and Section 8 — Sophia, NC
Sophia, NC lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 6 |
Total Units Section 8 | 6 |
% Rentals under Section 8 | 1.5% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $940 |
| 2 Bedroom | $85 | $975 | $1,060 |
| 3 Bedroom | $270 | $1,080 | $1,350 |
| 4 Bedroom | N/A | N/A | $1,520 |
Affordability — Sophia, NC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.4 |
| Median Home Price | $258,000 |
| Median Household Income | $66,600 |