Seaboard, NC—27876
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Seaboard, NC
As of Oct '25, the median home price in Seaboard, NC is $92,000, with a year-over-year change of 6.8%. This indicates that home prices in Seaboard, NC are increasing. According to Zillow, the 1-year price projection is -0.6%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $92,000 | 6.8% |
| Single Family | $93,000 | 8.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $53,000 | 3.9% |
3 Bed | $105,000 | 9.4% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Seaboard, NC
Seaboard, NC lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Seaboard, NC
As of Oct '25, Realtor.com reports that the median days on market for a home in Seaboard, NC is 40. This is a increase of 558.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $169,000 | 27.0% |
Listing Count | 2 | -33.0% |
| Listings as % of Homes | 0.2% | -33.0% |
Days on Market | 40 | 558.0% |
Demographics — Seaboard, NC
As of the latest ACS Survey released in 2023, Seaboard, NC has a population of 1,180, which has decreased by -12.3% over the past 5 years. Seaboard, NC is a less popular place for families, as children make up 12.4% of the population. The area has a poorly educated workforce, with 8.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,180 | -12.3% |
% Under 18 | 12.4% | -45.6% |
% Seniors | 44.2% | 89.7% |
% WFH | 10.6% | ∞% |
% w/ College Degree | 8.2% | -46.4% |
As of the latest ACS Survey released in 2023, Seaboard, NC is a predominantly black area, with 60.2% of the population identifying as black. The black population has shrunk by 11.2% in the last 5 years. The second most common race or ethnicity in Seaboard, NC is white, making up 37.9% of the population. Foreign-born residents account for 1.4% of the population in Seaboard, NC, and this percentage has increased by 100.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 37.9% | 24.7% |
% Black | 60.2% | -11.2% |
% Hispanic | 0.0% | -100.0% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 1.4% | 100.0% |
Mortgage and Risk — Seaboard, NC
According to HUD data as of 2023, there were 8 mortgage originations in Seaboard, NC, of which 25.0% of loans were conventional mortgages. The average loan-to-value was 84.0%, with 75.0% above 90% LTV (very high). This implies large mortgage risk in Seaboard, NC. Investor activity is low, as 0.0% of loans were by investors. 38.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 8 |
% Conventional Loans | 25.0% |
% Government Loans | 75.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 38.0% |
Loan Activity
Rentals and Section 8 — Seaboard, NC
Seaboard, NC lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 45 |
Total Units Section 8 | 45 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 81.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $870 |
| 2 Bedroom | N/A | N/A | $1,140 |
| 3 Bedroom | N/A | N/A | $1,370 |
| 4 Bedroom | N/A | N/A | $1,570 |
Affordability — Seaboard, NC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2 |
| Median Home Price | $92,000 |
| Median Household Income | $48,700 |