Lumberton, NC—28358
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Lumberton, NC
Home Price Trends — Lumberton, NC
As of Oct '25, the median home price in Lumberton, NC is $140,000, with a year-over-year change of -1.5%. This indicates that home prices in Lumberton, NC are decreasing. According to Zillow, the 1-year price projection is 0.9%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $140,000 | -1.5% |
| Single Family | $140,000 | -1.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $55,000 | -11.3% |
2 Bed | $86,000 | -5.5% |
3 Bed | $149,000 | -1.3% |
4 Bed | $241,000 | 1.7% |
| 5 Bed | $315,000 | 1.9% |
% of Housing Stock
Rental Trends — Lumberton, NC
As of July '25, Rentcast reports the average rent in Lumberton, NC is $1,180, with a year-over-year rent change of -3.3%. Per bedroom, the median rent as of July '25 in Lumberton, NC is 1-bedrooms: $950, 2-bedrooms: $1,060, 3-bedrooms: $1,290, 4-bedrooms: $2,050. The most common rental property sizes in Lumberton, NC are 2-bedroom and 3-bedroom, accounting for 39.1% and 39.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,100 | $1,180 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $975 | $950 |
| 2 Bed Rent | $1,100 | $1,060 |
| 3 Bed Rent | $1,300 | $1,290 |
| 4 Bed Rent | $2,100 | $2,050 |
% of Rental Stock
Property Listings — Lumberton, NC
As of Oct '25, Realtor.com reports that the median days on market for a home in Lumberton, NC is 84. This is a increase of 28.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $240,000 | -2.0% |
Listing Count | 99 | 34.0% |
| Listings as % of Homes | 0.4% | 34.0% |
Days on Market | 84 | 28.0% |
Demographics — Lumberton, NC
As of the latest ACS Survey released in 2023, Lumberton, NC has a population of 33,700, which has decreased by -12.9% over the past 5 years. Lumberton, NC is a popular place for families, as children make up 27.6% of the population. The area has a poorly educated workforce, with 17.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 33,700 | -12.9% |
% Under 18 | 27.6% | 3.8% |
% Seniors | 16.2% | 15.7% |
% WFH | 4.1% | 355.6% |
% w/ College Degree | 17.3% | 14.6% |
As of the latest ACS Survey released in 2023, Lumberton, NC is a predominantly white area, with 34.5% of the population identifying as white. The white population has shrunk by 15.4% in the last 5 years. The second most common race or ethnicity in Lumberton, NC is black, making up 32.2% of the population. Foreign-born residents account for 5.9% of the population in Lumberton, NC, and this percentage has increased by 20.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 34.5% | -15.4% |
% Black | 32.2% | 6.6% |
% Hispanic | 9.4% | 11.9% |
% Asian | 1.2% | 9.1% |
% Foreign Born | 5.9% | 20.4% |
Mortgage and Risk — Lumberton, NC
According to HUD data as of 2023, there were 359 mortgage originations in Lumberton, NC, of which 59.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 45.0% above 90% LTV (very high). This implies large mortgage risk in Lumberton, NC. Investor activity is low, as 5.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 359 |
% Conventional Loans | 59.0% |
% Government Loans | 41.0% |
% Investor Loans | 5.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Lumberton, NC
Lumberton, NC lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1,390 |
Total Units Section 8 | 616 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 84.8% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$245 | $975 | $730 |
| 2 Bedroom | -$170 | $1,100 | $930 |
| 3 Bedroom | -$120 | $1,300 | $1,180 |
| 4 Bedroom | -$740 | $2,100 | $1,360 |
Affordability — Lumberton, NC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.9 |
| Median Home Price | $140,000 |
| Median Household Income | $46,800 |