Jacksonville, NC—28540
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Jacksonville, NC
Home Price Trends — Jacksonville, NC
As of Oct '25, the median home price in Jacksonville, NC is $250,000, with a year-over-year change of 2.9%. This indicates that home prices in Jacksonville, NC are increasing. According to Zillow, the 1-year price projection is 3.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $250,000 | 2.9% |
| Single Family | $250,000 | 3.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $162,000 | 1.2% |
3 Bed | $245,000 | 3.4% |
4 Bed | $327,000 | 3.8% |
| 5 Bed | $424,000 | 2.9% |
% of Housing Stock
Rental Trends — Jacksonville, NC
As of July '25, Rentcast reports the average rent in Jacksonville, NC is $1,420, with a year-over-year rent change of 0.7%. Per bedroom, the median rent as of July '25 in Jacksonville, NC is 1-bedrooms: $828, 2-bedrooms: $1,010, 3-bedrooms: $1,600, 4-bedrooms: $1,860. The most common rental property sizes in Jacksonville, NC are 2-bedroom and 3-bedroom, accounting for 41.4% and 39.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,480 | $1,420 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $800 | $828 |
| 2 Bed Rent | $950 | $1,010 |
| 3 Bed Rent | $1,600 | $1,600 |
| 4 Bed Rent | $1,900 | $1,860 |
% of Rental Stock
Property Listings — Jacksonville, NC
As of Oct '25, Realtor.com reports that the median days on market for a home in Jacksonville, NC is 47. This is a increase of 9.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $285,000 | 0.0% |
Listing Count | 230 | 0.0% |
| Listings as % of Homes | 0.9% | 0.0% |
Days on Market | 47 | 9.0% |
Demographics — Jacksonville, NC
As of the latest ACS Survey released in 2023, Jacksonville, NC has a population of 50,800, which has increased by 4.2% over the past 5 years. Jacksonville, NC is a popular place for families, as children make up 26.2% of the population. The area has a poorly educated workforce, with 23.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 50,800 | 4.2% |
% Under 18 | 26.2% | 0.0% |
% Seniors | 10.8% | 10.2% |
% WFH | 7.6% | 181.5% |
% w/ College Degree | 23.0% | 8.0% |
As of the latest ACS Survey released in 2023, Jacksonville, NC is a predominantly white area, with 61.6% of the population identifying as white. The white population has shrunk by 3.6% in the last 5 years. The second most common race or ethnicity in Jacksonville, NC is black, making up 15.1% of the population. Foreign-born residents account for 3.8% of the population in Jacksonville, NC, and this percentage has decreased by 11.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 61.6% | -3.6% |
% Black | 15.1% | -17.5% |
% Hispanic | 14.0% | 27.3% |
% Asian | 2.1% | 50.0% |
% Foreign Born | 3.8% | -11.6% |
Mortgage and Risk — Jacksonville, NC
According to HUD data as of 2023, there were 1424 mortgage originations in Jacksonville, NC, of which 32.0% of loans were conventional mortgages. The average loan-to-value was 82.0%, with 61.0% above 90% LTV (very high). This implies large mortgage risk in Jacksonville, NC. Investor activity is low, as 2.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 1,424 |
% Conventional Loans | 32.0% |
% Government Loans | 68.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Jacksonville, NC
As of 2024, the percent of homes in Jacksonville, NC under the Section 8 program is 4.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Jacksonville, NC, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 366 |
Total Units Section 8 | 333 |
% Rentals under Section 8 | 4.9% |
% Occupied Section 8 | 73.4% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $130 | $800 | $930 |
| 2 Bedroom | $200 | $950 | $1,150 |
| 3 Bedroom | $20 | $1,600 | $1,620 |
| 4 Bedroom | $50 | $1,900 | $1,950 |
Affordability — Jacksonville, NC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.6 |
| Median Home Price | $250,000 |
| Median Household Income | $61,500 |