Sherrills Ford, NC28673

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$493,000
0.3% YoY Growth
Median Household Income
$99,000
26.2% 5-Year Growth
Days on Market
103
59.0% Longer than last year
Home Price Forecast
1.8%
Median Rent
$2,340
5.4% YoY Growth
1-Bed Rent
$700
47.0% YoY Growth
2-Bed Rent
$2,100
27.5% YoY Growth
3-Bed Rent
$2,400
4.5% YoY Growth

Property Listings — Sherrills Ford, NC

As of Oct '25, Realtor.com reports that the median days on market for a home in Sherrills Ford, NC is 103. This is a increase of 59.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$581,000-9.0%
Listing Count
14544.0%
Listings as % of Homes1.8%44.0%
Days on Market
10359.0%
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Demographics — Sherrills Ford, NC

As of the latest ACS Survey released in 2023, Sherrills Ford, NC has a population of 6,340, which has remained stable by 0.5% over the past 5 years. Sherrills Ford, NC is a less popular place for families, as children make up 14.1% of the population. The area has a moderately educated workforce, with 42.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.1% reporting working from home.

MetricLatest CensusYoY % Change
Population
6,3400.5%
% Under 18
14.1%-36.8%
% Seniors
27.6%43.8%
% WFH
14.1%54.9%
% w/ College Degree
42.5%18.7%
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As of the latest ACS Survey released in 2023, Sherrills Ford, NC is a predominantly white area, with 95.1% of the population identifying as white. The white population has shrunk by 0.8% in the last 5 years. The second most common race or ethnicity in Sherrills Ford, NC is hispanic, making up 2.3% of the population. Foreign-born residents account for 2.5% of the population in Sherrills Ford, NC, and this percentage has increased by 177.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
95.1%-0.8%
% Black
2.0%-28.6%
% Hispanic
2.3%155.6%
% Asian
0.2%∞%
% Foreign Born
2.5%177.8%
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Mortgage and Risk — Sherrills Ford, NC

According to HUD data as of 2023, there were 192 mortgage originations in Sherrills Ford, NC, of which 73.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in Sherrills Ford, NC. Investor activity is low, as 2.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
192
% Conventional Loans
73.0%
% Government Loans
27.0%
% Investor Loans
2.0%
% Second Loans
6.0%
% Cash Out Refinance
8.0%

Loan Activity

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Rentals and Section 8 — Sherrills Ford, NC

As of 2024, the percent of homes in Sherrills Ford, NC under the Section 8 program is 0.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Sherrills Ford, NC, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom units do not.

Section 8 Market Size

Total Units under HUD
1
Total Units Section 8
1
% Rentals under Section 8
0.6%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$580$700$1,280
2 Bedroom-$530$2,100$1,570
3 Bedroom-$390$2,400$2,010
4 Bedroom$60$2,300$2,360

Affordability — Sherrills Ford, NC

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.7
Median Home Price$493,000
Median Household Income$99,000

Sherrills Ford, NC — ZIP Code Boundary Map

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Frequently Asked Questions