Zirconia, NC—28790
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Zirconia, NC
As of Nov '25, the median home price in Zirconia, NC is $389,000, with a year-over-year change of -3.8%. This indicates that home prices in Zirconia, NC are decreasing. According to Zillow, the 1-year price projection is 1.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $389,000 | -3.8% |
| Single Family | $390,000 | -3.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $302,000 | -4.1% |
3 Bed | $404,000 | -3.8% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Zirconia, NC
As of July '25, Rentcast reports the average rent in Zirconia, NC is $1,680, with a year-over-year rent change of -1.2%. Per bedroom, the median rent as of July '25 in Zirconia, NC is 3-bedrooms: $1,680. The most common rental property sizes in Zirconia, NC are 2-bedroom and 3-bedroom, accounting for 41.8% and 26.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,680 | $1,680 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,680 | $1,680 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Zirconia, NC
As of Nov '25, Realtor.com reports that the median days on market for a home in Zirconia, NC is 92. This is a increase of 13.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $899,000 | -31.0% |
Listing Count | 29 | 63.0% |
| Listings as % of Homes | 0.8% | 63.0% |
Days on Market | 92 | 13.0% |
Demographics — Zirconia, NC
As of the latest ACS Survey released in 2023, Zirconia, NC has a population of 3,330, which has remained stable by 0.6% over the past 5 years. Zirconia, NC is a moderately popular place for families, as children make up 16.8% of the population. The area has a poorly educated workforce, with 23.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,330 | 0.6% |
% Under 18 | 16.8% | -16.4% |
% Seniors | 20.3% | 10.9% |
% WFH | 3.9% | 2.6% |
% w/ College Degree | 23.0% | -22.0% |
As of the latest ACS Survey released in 2023, Zirconia, NC is a predominantly white area, with 86.2% of the population identifying as white. The white population has shrunk by 7.9% in the last 5 years. The second most common race or ethnicity in Zirconia, NC is hispanic, making up 7.0% of the population. Foreign-born residents account for 4.5% of the population in Zirconia, NC, and this percentage has increased by 36.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 86.2% | -7.9% |
% Black | 1.1% | ∞% |
% Hispanic | 7.0% | 150.0% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 4.5% | 36.4% |
Mortgage and Risk — Zirconia, NC
According to HUD data as of 2023, there were 114 mortgage originations in Zirconia, NC, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 21.0% above 90% LTV (very high). This implies large mortgage risk in Zirconia, NC. Investor activity is low, as 1.0% of loans were by investors. 4.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 114 |
% Conventional Loans | 88.0% |
% Government Loans | 12.0% |
% Investor Loans | 1.0% |
% Second Loans | 7.0% |
% Cash Out Refinance | 4.0% |
Rentals and Section 8 — Zirconia, NC
Zirconia, NC lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 5 |
Total Units Section 8 | 5 |
% Rentals under Section 8 | 8.2% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,540 |
| 2 Bedroom | N/A | N/A | $1,730 |
| 3 Bedroom | $550 | $1,680 | $2,230 |
| 4 Bedroom | N/A | N/A | $2,940 |
Affordability — Zirconia, NC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.7 |
| Median Home Price | $389,000 |
| Median Household Income | $98,100 |