Cayce, SC29033

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$203,000
0.9% YoY Growth
Median Household Income
$57,500
12.8% 5-Year Growth
Days on Market
70
41.0% Longer than last year
Home Price Forecast
1.6%
Median Rent
$1,500
5.3% YoY Growth
1-Bed Rent
$1,120
37.3% YoY Growth
2-Bed Rent
$1,200
15.9% YoY Growth
3-Bed Rent
$1,600
5.4% YoY Growth

Property Listings — Cayce, SC

As of Oct '25, Realtor.com reports that the median days on market for a home in Cayce, SC is 70. This is a increase of 41.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$260,00014.0%
Listing Count
5718.0%
Listings as % of Homes0.3%18.0%
Days on Market
7041.0%
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Demographics — Cayce, SC

As of the latest ACS Survey released in 2023, Cayce, SC has a population of 13,000, which has increased by 3.4% over the past 5 years. Cayce, SC is a moderately popular place for families, as children make up 18.1% of the population. The area has a moderately educated workforce, with 31.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.1% reporting working from home.

MetricLatest CensusYoY % Change
Population
13,0003.4%
% Under 18
18.1%-1.1%
% Seniors
17.5%16.7%
% WFH
6.1%117.9%
% w/ College Degree
31.0%-0.6%
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As of the latest ACS Survey released in 2023, Cayce, SC is a predominantly white area, with 56.6% of the population identifying as white. The white population has shrunk by 17.3% in the last 5 years. The second most common race or ethnicity in Cayce, SC is black, making up 28.4% of the population. Foreign-born residents account for 6.0% of the population in Cayce, SC, and this percentage has increased by 22.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
56.6%-17.3%
% Black
28.4%25.1%
% Hispanic
9.5%427.8%
% Asian
3.1%-26.2%
% Foreign Born
6.0%22.4%
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Mortgage and Risk — Cayce, SC

According to HUD data as of 2023, there were 204 mortgage originations in Cayce, SC, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 39.0% above 90% LTV (very high). This implies large mortgage risk in Cayce, SC. Investor activity is low, as 2.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
204
% Conventional Loans
79.0%
% Government Loans
21.0%
% Investor Loans
2.0%
% Second Loans
1.0%
% Cash Out Refinance
10.0%

Loan Activity

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Rentals and Section 8 — Cayce, SC

As of 2024, the percent of homes in Cayce, SC under the Section 8 program is 6.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Cayce, SC, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
248
Total Units Section 8
174
% Rentals under Section 8
6.5%
% Occupied Section 8
82.1%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$130$1,120$1,250
2 Bedroom$180$1,200$1,380
3 Bedroom$160$1,600$1,760
4 Bedroom$120$2,000$2,120

Affordability — Cayce, SC

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.2
Median Home Price$203,000
Median Household Income$57,500

Cayce, SC — ZIP Code Boundary Map

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Frequently Asked Questions