Central, SC—29630
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Central, SC
As of Nov '25, the median home price in Central, SC is $290,000, with a year-over-year change of 3.2%. This indicates that home prices in Central, SC are increasing. According to Zillow, the 1-year price projection is 2.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $290,000 | 3.2% |
| Single Family | $294,000 | 3.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $177,000 | 2.3% |
3 Bed | $301,000 | 3.4% |
4 Bed | $356,000 | 4.4% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Central, SC
As of July '25, Rentcast reports the average rent in Central, SC is $1,650, with a year-over-year rent change of 8.6%. Per bedroom, the median rent as of July '25 in Central, SC is 1-bedrooms: $492, 2-bedrooms: $1,030, 3-bedrooms: $2,170, 4-bedrooms: $1,370. The most common rental property sizes in Central, SC are 2-bedroom and 3-bedroom, accounting for 45.3% and 26.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,600 | $1,650 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $450 | $492 |
| 2 Bed Rent | $895 | $1,030 |
| 3 Bed Rent | $1,900 | $2,170 |
| 4 Bed Rent | $1,400 | $1,370 |
% of Rental Stock
Property Listings — Central, SC
As of Nov '25, Realtor.com reports that the median days on market for a home in Central, SC is 63. This is a decrease of -1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 35.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $410,000 | 0.0% |
Listing Count | 80 | 37.0% |
| Listings as % of Homes | 0.5% | 37.0% |
Days on Market | 63 | -1.0% |
Demographics — Central, SC
As of the latest ACS Survey released in 2023, Central, SC has a population of 15,500, which has increased by 3.5% over the past 5 years. Central, SC is a moderately popular place for families, as children make up 17.8% of the population. The area has a moderately educated workforce, with 37.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 15,500 | 3.5% |
% Under 18 | 17.8% | 17.1% |
% Seniors | 14.5% | 20.8% |
% WFH | 11.2% | 115.4% |
% w/ College Degree | 37.7% | 12.9% |
As of the latest ACS Survey released in 2023, Central, SC is a predominantly white area, with 76.8% of the population identifying as white. The white population has grown by 0.9% in the last 5 years. The second most common race or ethnicity in Central, SC is hispanic, making up 6.3% of the population. Foreign-born residents account for 6.1% of the population in Central, SC, and this percentage has decreased by 15.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 76.8% | 0.9% |
% Black | 6.2% | -38.6% |
% Hispanic | 6.3% | -17.1% |
% Asian | 5.3% | 65.6% |
% Foreign Born | 6.1% | -15.3% |
Mortgage and Risk — Central, SC
According to HUD data as of 2023, there were 211 mortgage originations in Central, SC, of which 85.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Central, SC. Investor activity is low, as 4.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 211 |
% Conventional Loans | 85.0% |
% Government Loans | 15.0% |
% Investor Loans | 4.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 11.0% |
Rentals and Section 8 — Central, SC
As of 2024, the percent of homes in Central, SC under the Section 8 program is 2.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Central, SC, because HUD payments exceed market rent, while 3-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 153 |
Total Units Section 8 | 103 |
% Rentals under Section 8 | 2.7% |
% Occupied Section 8 | 94.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $520 | $450 | $970 |
| 2 Bedroom | $195 | $895 | $1,090 |
| 3 Bedroom | -$550 | $1,900 | $1,350 |
| 4 Bedroom | $220 | $1,400 | $1,620 |
Affordability — Central, SC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.7 |
| Median Home Price | $290,000 |
| Median Household Income | $53,900 |