Rock Hill, SC—29730
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Rock Hill, SC
Home Price Trends — Rock Hill, SC
As of Oct '25, the median home price in Rock Hill, SC is $286,000, with a year-over-year change of -3.4%. This indicates that home prices in Rock Hill, SC are decreasing. According to Zillow, the 1-year price projection is 1.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $286,000 | -3.4% |
| Single Family | $286,000 | -3.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $203,000 | -4.2% |
3 Bed | $309,000 | -1.9% |
4 Bed | $422,000 | -0.7% |
| 5 Bed | $493,000 | -0.2% |
% of Housing Stock
Rental Trends — Rock Hill, SC
As of July '25, Rentcast reports the average rent in Rock Hill, SC is $1,610, with a year-over-year rent change of -1.8%. Per bedroom, the median rent as of July '25 in Rock Hill, SC is studios: $1,470, 1-bedrooms: $1,340, 2-bedrooms: $1,500, 3-bedrooms: $1,760, 4-bedrooms: $2,530. The most common rental property sizes in Rock Hill, SC are 2-bedroom and 3-bedroom, accounting for 45.8% and 27.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,510 | $1,610 |
| Studio Rent | $1,040 | $1,470 |
| 1 Bed Rent | $1,340 | $1,340 |
| 2 Bed Rent | $1,430 | $1,500 |
| 3 Bed Rent | $1,700 | $1,760 |
| 4 Bed Rent | $1,950 | $2,530 |
% of Rental Stock
Property Listings — Rock Hill, SC
As of Oct '25, Realtor.com reports that the median days on market for a home in Rock Hill, SC is 57. This is a increase of 20.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 41.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $355,000 | 12.0% |
Listing Count | 288 | 28.0% |
| Listings as % of Homes | 0.5% | 28.0% |
Days on Market | 57 | 20.0% |
Demographics — Rock Hill, SC
As of the latest ACS Survey released in 2023, Rock Hill, SC has a population of 57,500, which has increased by 2.8% over the past 5 years. Rock Hill, SC is a moderately popular place for families, as children make up 21.6% of the population. The area has a moderately educated workforce, with 26.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 57,500 | 2.8% |
% Under 18 | 21.6% | -9.6% |
% Seniors | 14.5% | 16.0% |
% WFH | 10.2% | 251.7% |
% w/ College Degree | 26.7% | 24.2% |
As of the latest ACS Survey released in 2023, Rock Hill, SC is a predominantly white area, with 50.8% of the population identifying as white. The white population has shrunk by 0.8% in the last 5 years. The second most common race or ethnicity in Rock Hill, SC is black, making up 39.3% of the population. Foreign-born residents account for 4.4% of the population in Rock Hill, SC, and this percentage has increased by 22.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 50.8% | -0.8% |
% Black | 39.3% | 2.1% |
% Hispanic | 4.4% | -6.4% |
% Asian | 1.4% | 27.3% |
% Foreign Born | 4.4% | 22.2% |
Mortgage and Risk — Rock Hill, SC
According to HUD data as of 2023, there were 1164 mortgage originations in Rock Hill, SC, of which 71.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Rock Hill, SC. Investor activity is low, as 2.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 1,164 |
% Conventional Loans | 71.0% |
% Government Loans | 29.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 18.0% |
Loan Activity
Rentals and Section 8 — Rock Hill, SC
As of 2024, the percent of homes in Rock Hill, SC under the Section 8 program is 6.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Rock Hill, SC, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 938 |
Total Units Section 8 | 627 |
% Rentals under Section 8 | 6.2% |
% Occupied Section 8 | 86.6% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $110 | $1,340 | $1,450 |
| 2 Bedroom | $180 | $1,430 | $1,610 |
| 3 Bedroom | $290 | $1,700 | $1,990 |
| 4 Bedroom | $570 | $1,950 | $2,520 |
Affordability — Rock Hill, SC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.4 |
| Median Home Price | $286,000 |
| Median Household Income | $63,100 |