Aiken, SC29803

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$309,000
1.3% YoY Growth
Median Household Income
$82,900
30.0% 5-Year Growth
Days on Market
65
13.0% Longer than last year
Home Price Forecast
1.2%
Median Rent
$1,600
5.9% YoY Growth
1-Bed Rent
$1,130
21.0% YoY Growth
2-Bed Rent
$1,350
4.5% YoY Growth
3-Bed Rent
$1,700
1.5% YoY Growth

Other Zip Codes in Aiken, SC

Property Listings — Aiken, SC

As of Oct '25, Realtor.com reports that the median days on market for a home in Aiken, SC is 65. This is a increase of 13.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$386,0006.0%
Listing Count
39720.0%
Listings as % of Homes1.5%20.0%
Days on Market
6513.0%
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Demographics — Aiken, SC

As of the latest ACS Survey released in 2023, Aiken, SC has a population of 40,100, which has increased by 3.0% over the past 5 years. Aiken, SC is a moderately popular place for families, as children make up 18.8% of the population. The area has a highly educated workforce, with 45.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
40,1003.0%
% Under 18
18.8%-5.5%
% Seniors
27.7%9.5%
% WFH
11.3%253.1%
% w/ College Degree
45.1%0.2%
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As of the latest ACS Survey released in 2023, Aiken, SC is a predominantly white area, with 73.3% of the population identifying as white. The white population has shrunk by 5.2% in the last 5 years. The second most common race or ethnicity in Aiken, SC is black, making up 15.8% of the population. Foreign-born residents account for 3.5% of the population in Aiken, SC, and this percentage has decreased by 30.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
73.3%-5.2%
% Black
15.8%11.3%
% Hispanic
4.8%14.3%
% Asian
1.8%-18.2%
% Foreign Born
3.5%-30.0%
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Mortgage and Risk — Aiken, SC

According to HUD data as of 2023, there were 927 mortgage originations in Aiken, SC, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Aiken, SC. Investor activity is low, as 1.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
927
% Conventional Loans
74.0%
% Government Loans
26.0%
% Investor Loans
1.0%
% Second Loans
3.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — Aiken, SC

As of 2024, the percent of homes in Aiken, SC under the Section 8 program is 3.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Aiken, SC, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
144
Total Units Section 8
131
% Rentals under Section 8
3.7%
% Occupied Section 8
78.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$50$1,130$1,080
2 Bedroom-$130$1,350$1,220
3 Bedroom-$100$1,700$1,600
4 Bedroom-$440$2,400$1,960

Affordability — Aiken, SC

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.5
Median Home Price$309,000
Median Household Income$82,900

Aiken, SC — ZIP Code Boundary Map

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Frequently Asked Questions