Cartersville, GA—30121
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Cartersville, GA
Home Price Trends — Cartersville, GA
As of Oct '25, the median home price in Cartersville, GA is $311,000, with a year-over-year change of -1.1%. This indicates that home prices in Cartersville, GA are decreasing. According to Zillow, the 1-year price projection is 1.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $311,000 | -1.1% |
| Single Family | $312,000 | -1.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $219,000 | -0.5% |
3 Bed | $296,000 | -1.3% |
4 Bed | $382,000 | -1.0% |
| 5 Bed | $509,000 | -0.4% |
% of Housing Stock
Rental Trends — Cartersville, GA
As of July '25, Rentcast reports the average rent in Cartersville, GA is $1,770, with a year-over-year rent change of -1.7%. Per bedroom, the median rent as of July '25 in Cartersville, GA is studios: $1,250, 1-bedrooms: $1,370, 2-bedrooms: $1,570, 3-bedrooms: $1,950, 4-bedrooms: $2,540. The most common rental property sizes in Cartersville, GA are 2-bedroom and 3-bedroom, accounting for 46.7% and 26.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,700 | $1,770 |
| Studio Rent | $1,250 | $1,250 |
| 1 Bed Rent | $1,420 | $1,370 |
| 2 Bed Rent | $1,550 | $1,570 |
| 3 Bed Rent | $1,900 | $1,950 |
| 4 Bed Rent | $2,250 | $2,540 |
% of Rental Stock
Property Listings — Cartersville, GA
As of Oct '25, Realtor.com reports that the median days on market for a home in Cartersville, GA is 55. This is a increase of 8.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 36.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $386,000 | 4.0% |
Listing Count | 121 | -13.0% |
| Listings as % of Homes | 0.8% | -13.0% |
Days on Market | 55 | 8.0% |
Demographics — Cartersville, GA
As of the latest ACS Survey released in 2023, Cartersville, GA has a population of 25,700, which has increased by 10.2% over the past 5 years. Cartersville, GA is a moderately popular place for families, as children make up 21.2% of the population. The area has a poorly educated workforce, with 23.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 25,700 | 10.2% |
% Under 18 | 21.2% | -14.5% |
% Seniors | 13.8% | 13.1% |
% WFH | 11.9% | 190.2% |
% w/ College Degree | 23.8% | 33.0% |
As of the latest ACS Survey released in 2023, Cartersville, GA is a predominantly white area, with 71.0% of the population identifying as white. The white population has shrunk by 1.5% in the last 5 years. The second most common race or ethnicity in Cartersville, GA is black, making up 12.9% of the population. Foreign-born residents account for 5.9% of the population in Cartersville, GA, and this percentage has decreased by 28.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 71.0% | -1.5% |
% Black | 12.9% | -18.9% |
% Hispanic | 12.3% | 57.7% |
% Asian | 0.8% | -60.0% |
% Foreign Born | 5.9% | -28.0% |
Mortgage and Risk — Cartersville, GA
According to HUD data as of 2023, there were 543 mortgage originations in Cartersville, GA, of which 68.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 36.0% above 90% LTV (very high). This implies large mortgage risk in Cartersville, GA. Investor activity is low, as 3.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 543 |
% Conventional Loans | 68.0% |
% Government Loans | 32.0% |
% Investor Loans | 3.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Cartersville, GA
As of 2024, the percent of homes in Cartersville, GA under the Section 8 program is 2.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Cartersville, GA, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 106 |
Total Units Section 8 | 106 |
% Rentals under Section 8 | 2.8% |
% Occupied Section 8 | 80.9% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$140 | $1,420 | $1,280 |
| 2 Bedroom | -$130 | $1,550 | $1,420 |
| 3 Bedroom | -$190 | $1,900 | $1,710 |
| 4 Bedroom | -$190 | $2,250 | $2,060 |
Affordability — Cartersville, GA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.9 |
| Median Home Price | $311,000 |
| Median Household Income | $77,500 |