Columbus, GA31904

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$209,000
3.4% YoY Growth
Median Household Income
$65,600
32.6% 5-Year Growth
Days on Market
60
2.0% Longer than last year
Home Price Forecast
1.7%
Median Rent
$1,180
11.5% YoY Growth
1-Bed Rent
$795
25.1% YoY Growth
2-Bed Rent
$950
10.5% YoY Growth
3-Bed Rent
$1,550
20.0% YoY Growth

Other Zip Codes in Columbus, GA

Property Listings — Columbus, GA

As of Oct '25, Realtor.com reports that the median days on market for a home in Columbus, GA is 60. This is a increase of 2.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 13.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$310,00016.0%
Listing Count
165-6.0%
Listings as % of Homes0.7%-6.0%
Days on Market
602.0%
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Demographics — Columbus, GA

As of the latest ACS Survey released in 2023, Columbus, GA has a population of 34,900, which has increased by 2.9% over the past 5 years. Columbus, GA is a popular place for families, as children make up 25.6% of the population. The area has a moderately educated workforce, with 30.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.0% reporting working from home.

MetricLatest CensusYoY % Change
Population
34,9002.9%
% Under 18
25.6%4.5%
% Seniors
17.6%22.2%
% WFH
11.0%633.3%
% w/ College Degree
30.8%1.7%
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As of the latest ACS Survey released in 2023, Columbus, GA is a predominantly white area, with 56.1% of the population identifying as white. The white population has shrunk by 9.2% in the last 5 years. The second most common race or ethnicity in Columbus, GA is black, making up 28.8% of the population. Foreign-born residents account for 4.8% of the population in Columbus, GA, and this percentage has decreased by 23.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
56.1%-9.2%
% Black
28.8%21.0%
% Hispanic
6.7%-2.9%
% Asian
2.2%-42.1%
% Foreign Born
4.8%-23.8%
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Mortgage and Risk — Columbus, GA

According to HUD data as of 2023, there were 509 mortgage originations in Columbus, GA, of which 57.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 44.0% above 90% LTV (very high). This implies large mortgage risk in Columbus, GA. Investor activity is low, as 6.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
509
% Conventional Loans
57.0%
% Government Loans
43.0%
% Investor Loans
6.0%
% Second Loans
1.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — Columbus, GA

As of 2024, the percent of homes in Columbus, GA under the Section 8 program is 10.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Columbus, GA, because HUD payments exceed market rent, while 3-bedroom units do not.

Section 8 Market Size

Total Units under HUD
753
Total Units Section 8
753
% Rentals under Section 8
10.5%
% Occupied Section 8
74.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$175$795$970
2 Bedroom$200$950$1,150
3 Bedroom-$30$1,550$1,520
4 Bedroom$250$1,600$1,850

Affordability — Columbus, GA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.9
Median Home Price$209,000
Median Household Income$65,600

Columbus, GA — ZIP Code Boundary Map

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Frequently Asked Questions