Orange Park, FL32065

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$324,000
3.8% YoY Growth
Median Household Income
$92,800
33.0% 5-Year Growth
Days on Market
60
10.0% Shorter than last year
Home Price Forecast
0.3%
Median Rent
$1,900
2.6% YoY Growth
1-Bed Rent
$1,320
0.7% YoY Growth
2-Bed Rent
$1,400
2.1% YoY Growth
3-Bed Rent
$1,800
1.1% YoY Growth

Other Zip Codes in Orange Park, FL

Property Listings — Orange Park, FL

As of Oct '25, Realtor.com reports that the median days on market for a home in Orange Park, FL is 60. This is a decrease of -10.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 37.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$348,000-4.0%
Listing Count
233-21.0%
Listings as % of Homes1.3%-21.0%
Days on Market
60-10.0%
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Demographics — Orange Park, FL

As of the latest ACS Survey released in 2023, Orange Park, FL has a population of 40,400, which has increased by 8.6% over the past 5 years. Orange Park, FL is a popular place for families, as children make up 27.1% of the population. The area has a moderately educated workforce, with 28.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
40,4008.6%
% Under 18
27.1%1.1%
% Seniors
13.7%23.4%
% WFH
16.8%143.5%
% w/ College Degree
28.0%1.8%
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As of the latest ACS Survey released in 2023, Orange Park, FL is a predominantly white area, with 51.1% of the population identifying as white. The white population has shrunk by 17.3% in the last 5 years. The second most common race or ethnicity in Orange Park, FL is black, making up 20.5% of the population. Foreign-born residents account for 8.0% of the population in Orange Park, FL, and this percentage has decreased by 19.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
51.1%-17.3%
% Black
20.5%17.1%
% Hispanic
14.6%36.4%
% Asian
5.6%-1.8%
% Foreign Born
8.0%-19.2%
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Mortgage and Risk — Orange Park, FL

According to HUD data as of 2023, there were 1169 mortgage originations in Orange Park, FL, of which 54.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 41.0% above 90% LTV (very high). This implies large mortgage risk in Orange Park, FL. Investor activity is low, as 1.0% of loans were by investors. 24.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
1,169
% Conventional Loans
54.0%
% Government Loans
46.0%
% Investor Loans
1.0%
% Second Loans
1.0%
% Cash Out Refinance
24.0%

Loan Activity

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Rentals and Section 8 — Orange Park, FL

As of 2024, the percent of homes in Orange Park, FL under the Section 8 program is 1.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Orange Park, FL, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
54
Total Units Section 8
54
% Rentals under Section 8
1.2%
% Occupied Section 8
92.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$330$1,320$1,650
2 Bedroom$560$1,400$1,960
3 Bedroom$650$1,800$2,450
4 Bedroom$800$2,300$3,100

Affordability — Orange Park, FL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.7
Median Home Price$324,000
Median Household Income$92,800

Orange Park, FL — ZIP Code Boundary Map

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Frequently Asked Questions