Starke, FL—32091
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Starke, FL
Starke, FL lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $223,000 | -1.8% |
| Single Family | $223,000 | -1.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $154,000 | -2.5% |
3 Bed | $236,000 | -1.3% |
4 Bed | $321,000 | -0.9% |
| 5 Bed | $204,710 | -5.0% |
% of Housing Stock
Rental Trends — Starke, FL
As of July '25, Rentcast reports the average rent in Starke, FL is $1,290, with a year-over-year rent change of -15.1%. Per bedroom, the median rent as of July '25 in Starke, FL is 1-bedrooms: $950, 2-bedrooms: $1,210, 3-bedrooms: $1,290, 4-bedrooms: $1,540. The most common rental property sizes in Starke, FL are 3-bedroom and 2-bedroom, accounting for 47.4% and 37.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,300 | $1,290 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $950 | $950 |
| 2 Bed Rent | $1,150 | $1,210 |
| 3 Bed Rent | $1,250 | $1,290 |
| 4 Bed Rent | $1,500 | $1,540 |
% of Rental Stock
Property Listings — Starke, FL
As of Nov '25, Realtor.com reports that the median days on market for a home in Starke, FL is 73. This is a decrease of 0.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $299,000 | 9.0% |
Listing Count | 55 | 14.0% |
| Listings as % of Homes | 0.6% | 14.0% |
Days on Market | 73 | 0.0% |
Demographics — Starke, FL
As of the latest ACS Survey released in 2023, Starke, FL has a population of 16,100, which has increased by 4.9% over the past 5 years. Starke, FL is a moderately popular place for families, as children make up 22.6% of the population. The area has a poorly educated workforce, with 15.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 16,100 | 4.9% |
% Under 18 | 22.6% | -7.8% |
% Seniors | 19.4% | 1.0% |
% WFH | 10.7% | 269.0% |
% w/ College Degree | 15.8% | 53.4% |
As of the latest ACS Survey released in 2023, Starke, FL is a predominantly white area, with 68.8% of the population identifying as white. The white population has shrunk by 8.9% in the last 5 years. The second most common race or ethnicity in Starke, FL is black, making up 22.4% of the population. Foreign-born residents account for 3.0% of the population in Starke, FL, and this percentage has increased by 11.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 68.8% | -8.9% |
% Black | 22.4% | 21.1% |
% Hispanic | 6.3% | 61.5% |
% Asian | 0.6% | ∞% |
% Foreign Born | 3.0% | 11.1% |
Mortgage and Risk — Starke, FL
According to HUD data as of 2023, there were 261 mortgage originations in Starke, FL, of which 62.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in Starke, FL. Investor activity is low, as 2.0% of loans were by investors. 26.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 261 |
% Conventional Loans | 62.0% |
% Government Loans | 38.0% |
% Investor Loans | 2.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 26.0% |
Rentals and Section 8 — Starke, FL
As of 2024, the percent of homes in Starke, FL under the Section 8 program is 6.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Starke, FL, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 126 |
Total Units Section 8 | 126 |
% Rentals under Section 8 | 6.7% |
% Occupied Section 8 | 75.9% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$50 | $950 | $900 |
| 2 Bedroom | -$90 | $1,150 | $1,060 |
| 3 Bedroom | $90 | $1,250 | $1,340 |
| 4 Bedroom | $200 | $1,500 | $1,700 |
Affordability — Starke, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.9 |
| Median Home Price | $223,000 |
| Median Household Income | $53,500 |