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Saint Augustine, FL—32092

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$465,000
4.7% YoY Growth
Household Income
$123,000
37.8% YoY Growth
Days on Market
95
13.0% Longer YoY
Home Price Forecast
0.9%
Median Rent
$2,450
1.6% YoY Growth
1-Bed Rent
$1,500
19.8% YoY Growth
2-Bed Rent
$1,800
6.0% YoY Growth
3-Bed Rent
$2,290
0.9% YoY Growth

Other Zip Codes in Saint Augustine, FL

32080320843208632095
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Saint Augustine, FL

As of Dec '25, the median home price in Saint Augustine, FL is $465,000, with a year-over-year change of -4.7%. This indicates that home prices in Saint Augustine, FL are decreasing. According to Zillow, the 1-year price projection is 0.9%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$465,000-4.7%
Single Family $470,000-4.9%
Condos $305,000-5.0%

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • $221,000
    -7.5%
    2 Bed
    		$323,000-5.8%
    3 Bed
    		$395,000-5.0%
    4 Bed
    		$502,000-4.4%
    5 Bed $635,066-3.1%
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    % of Housing Stock

    Studio
    0.8%
    1 Bedroom
    0.8%
    2 Bedrooms
    11.9%
    3 Bedrooms
    34.1%
    4 Bedrooms
    38.1%
    5+ Bedrooms
    14.3%

    Rental Trends — Saint Augustine, FL

    As of July '25, Rentcast reports the average rent in Saint Augustine, FL is $2,560, with a year-over-year rent change of 1.6%. Per bedroom, the median rent as of July '25 in Saint Augustine, FL is studios: $1,820, 1-bedrooms: $1,540, 2-bedrooms: $1,880, 3-bedrooms: $2,350, 4-bedrooms: $2,850. The most common rental property sizes in Saint Augustine, FL are 3-bedroom and 4-bedroom, accounting for 55.8% and 22.6% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$2,450$2,560
    Studio Rent $1,500$1,820
    1 Bed Rent $1,500$1,540
    2 Bed Rent $1,800$1,880
    3 Bed Rent $2,290$2,350
    4 Bed Rent $2,800$2,850
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    % of Rental Stock

    1 Bedroom
    3.9%
    2 Bedrooms
    10.5%
    3 Bedrooms
    55.8%
    4 Bedrooms
    22.6%
    5+ Bedrooms
    7.2%

    Property Listings — Saint Augustine, FL

    As of Dec '25, Realtor.com reports that the median days on market for a home in Saint Augustine, FL is 87. This is a increase of 12.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$491,000-6.0%
    Listing Count
    		6073.0%
    Listings as % of Homes2.6%3.0%
    Days on Market
    		9513.0%
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    Demographics — Saint Augustine, FL

    As of the latest ACS Survey released in 2023, Saint Augustine, FL has a population of 48,300, which has increased by 39.4% over the past 5 years. Saint Augustine, FL is a moderately popular place for families, as children make up 23.9% of the population. The area has a highly educated workforce, with 49.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 24.6% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		48,30039.4%
    % Under 18
    		23.9%-10.2%
    % Seniors
    		15.1%-8.5%
    % WFH
    		24.6%237.0%
    % w/ College Degree
    		49.1%16.6%
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    As of the latest ACS Survey released in 2023, Saint Augustine, FL is a predominantly white area, with 74.9% of the population identifying as white. The white population has shrunk by 7.1% in the last 5 years. The second most common race or ethnicity in Saint Augustine, FL is hispanic, making up 9.4% of the population. Foreign-born residents account for 10.0% of the population in Saint Augustine, FL, and this percentage has increased by 20.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		74.9%-7.1%
    % Black
    		6.6%112.9%
    % Hispanic
    		9.4%10.6%
    % Asian
    		2.9%-39.6%
    % Foreign Born
    		10.0%20.5%
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    Mortgage and Risk — Saint Augustine, FL

    According to HUD data as of 2023, there were 2547 mortgage originations in Saint Augustine, FL, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Saint Augustine, FL. Investor activity is low, as 3.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		2,547
    % Conventional Loans
    		76.0%
    % Government Loans
    		24.0%
    % Investor Loans
    		3.0%
    % Second Loans
    		2.0%
    % Cash Out Refinance
    		13.0%
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    Rentals and Section 8 — Saint Augustine, FL

    As of 2024, the percent of homes in Saint Augustine, FL under the Section 8 program is 1.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Saint Augustine, FL, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

    Section 8 Market Size

    Total Units under HUD
    		48
    Total Units Section 8
    		48
    % Rentals under Section 8
    		1.3%
    % Occupied Section 8
    		93.0%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom$680$1,500$2,180
    2 Bedroom$800$1,800$2,600
    3 Bedroom$960$2,290$3,250
    4 Bedroom$1,320$2,800$4,120

    Affordability — Saint Augustine, FL

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio4.1
    Median Home Price$465,000
    Median Household Income$123,000

    Saint Augustine, FL — ZIP Code Boundary Map

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    Frequently Asked Questions