White Springs, FL 32096 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

White Springs, FL—32096

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$211,000

3.2% YoY Growth

Household Income

$50,000

31.5% YoY Growth

Days on Market

137

19.0% Shorter YoY

Home Price Forecast

N/A

Median Rent

$2,500

47.1% YoY Growth

1-Bed Rent

$2,500

N/A

2-Bed Rent

N/A

3-Bed Rent

N/A

Home Price Trends — White Springs, FL

White Springs, FL lacks sufficient home price data for analysis.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$211,000	-3.2%
Single Family	$211,000	-3.2%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed	N/A	N/A

Rental Trends — White Springs, FL

As of July '25, Rentcast reports the average rent in White Springs, FL is $2,500, with a year-over-year rent change of 47.1%. Per bedroom, the median rent as of July '25 in White Springs, FL is 1-bedrooms: $2,500. The most common rental property sizes in White Springs, FL are 2-bedroom and 3-bedroom, accounting for 41.2% and 37.4% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$2,500	$2,500
Studio Rent	N/A	N/A
1 Bed Rent	$2,500	$2,500
2 Bed Rent	N/A	N/A
3 Bed Rent	N/A	N/A
4 Bed Rent	N/A	N/A

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% of Rental Stock

1 Bedroom

12.6%

2 Bedrooms

41.2%

3 Bedrooms

37.4%

4 Bedrooms

7.7%

5+ Bedrooms

1.1%

Property Listings — White Springs, FL

As of Dec '25, Realtor.com reports that the median days on market for a home in White Springs, FL is 155. This is a decrease of -5.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$245,000	6.0%
Listing Count	7	6.0%
Listings as % of Homes	0.3%	6.0%
Days on Market	137	-19.0%

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Demographics — White Springs, FL

As of the latest ACS Survey released in 2023, White Springs, FL has a population of 2,980, which has increased by 36.6% over the past 5 years. White Springs, FL is a popular place for families, as children make up 27.9% of the population. The area has a poorly educated workforce, with 9.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.2% reporting working from home.

Metric	Latest Census	YoY % Change
Population	2,980	36.6%
% Under 18	27.9%	65.1%
% Seniors	25.4%	-9.0%
% WFH	6.2%	93.8%
% w/ College Degree	9.3%	-50.5%

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As of the latest ACS Survey released in 2023, White Springs, FL is a predominantly white area, with 77.7% of the population identifying as white. The white population has grown by 13.1% in the last 5 years. The second most common race or ethnicity in White Springs, FL is black, making up 20.6% of the population. Foreign-born residents account for 0.8% of the population in White Springs, FL, and this percentage has decreased by 79.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	77.7%	13.1%
% Black	20.6%	-5.5%
% Hispanic	0.3%	-95.1%
% Asian	0.0%	N/A
% Foreign Born	0.8%	-79.5%

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Mortgage and Risk — White Springs, FL

According to HUD data as of 2023, there were 20 mortgage originations in White Springs, FL, of which 65.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in White Springs, FL. Investor activity is low, as 0.0% of loans were by investors. 20.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	20
% Conventional Loans	65.0%
% Government Loans	35.0%
% Investor Loans	0.0%
% Second Loans	5.0%
% Cash Out Refinance	20.0%

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Rentals and Section 8 — White Springs, FL

White Springs, FL lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	5
Total Units Section 8	5
% Rentals under Section 8	N/A
% Occupied Section 8	N/A

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	-$1,730	$2,500	$770
2 Bedroom	N/A	N/A	$940
3 Bedroom	N/A	N/A	$1,190
4 Bedroom	N/A	N/A	$1,250

White Springs, FL—32096

Key Metrics at a Glance

Home Price Trends — White Springs, FL

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — White Springs, FL

% of Rental Stock

Property Listings — White Springs, FL

Demographics — White Springs, FL

Race and Ethnicity

Mortgage and Risk — White Springs, FL

Mortgages

Rentals and Section 8 — White Springs, FL

Section 8 Market Size

Section 8 Opportunity

Affordability — White Springs, FL

Home Price to Income Ratio

White Springs, FL — ZIP Code Boundary Map

Nearby ZIP Codes

Lake City, FL

Wellborn, FL

Fargo, GA

Lake City, FL

Lake City, FL

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	3.9
Median Home Price	$211,000
Median Household Income	$50,000

White Springs, FL—32096

Key Metrics at a Glance

Home Price Trends — White Springs, FL

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — White Springs, FL

% of Rental Stock

Property Listings — White Springs, FL

Demographics — White Springs, FL

Race and Ethnicity

Mortgage and Risk — White Springs, FL

Mortgages

Rentals and Section 8 — White Springs, FL

Section 8 Market Size

Section 8 Opportunity

Affordability — White Springs, FL

Home Price to Income Ratio

White Springs, FL — ZIP Code Boundary Map

Nearby ZIP Codes

Lake City, FL

Wellborn, FL

Fargo, GA

Lake City, FL

Lake City, FL

Frequently Asked Questions

What is the average home price in White Springs, FL 32096?

How have home prices in White Springs, FL 32096 changed over the past year?

What is the home price projection for White Springs, FL 32096?

What are the demographics of White Springs, FL 32096?

How long does it take homes to sell in White Springs, FL 32096?

What is the average rent price in White Springs, FL 32096?