San Mateo, FL—32187
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — San Mateo, FL
As of Oct '25, the median home price in San Mateo, FL is $228,000, with a year-over-year change of -7.8%. This indicates that home prices in San Mateo, FL are decreasing. According to Zillow, the 1-year price projection is 0.4%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $228,000 | -7.8% |
| Single Family | $228,000 | -7.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — San Mateo, FL
San Mateo, FL lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,800 | $1,800 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | $1,800 | $1,800 |
% of Rental Stock
Property Listings — San Mateo, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in San Mateo, FL is 131. This is a increase of 85.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $282,000 | -21.0% |
Listing Count | 9 | 180.0% |
| Listings as % of Homes | 0.8% | 180.0% |
Days on Market | 131 | 85.0% |
Demographics — San Mateo, FL
As of the latest ACS Survey released in 2023, San Mateo, FL has a population of 1,120, which has decreased by -48.9% over the past 5 years. San Mateo, FL is a less popular place for families, as children make up 7.3% of the population. The area has a poorly educated workforce, with 19.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,120 | -48.9% |
% Under 18 | 7.3% | -67.3% |
% Seniors | 42.5% | 86.4% |
% WFH | 3.4% | ∞% |
% w/ College Degree | 19.5% | 103.1% |
As of the latest ACS Survey released in 2023, San Mateo, FL is a predominantly white area, with 99.5% of the population identifying as white. The white population has grown by 29.7% in the last 5 years. The second most common race or ethnicity in San Mateo, FL is black, making up 0.5% of the population. Foreign-born residents account for 0.0% of the population in San Mateo, FL, and this percentage has decreased by 100.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 99.5% | 29.7% |
% Black | 0.5% | -97.7% |
% Hispanic | 0.0% | -100.0% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.0% | -100.0% |
Mortgage and Risk — San Mateo, FL
San Mateo, FL lacks sufficient mortgage origination data for analysis.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | N/A |
% Conventional Loans | N/A |
% Government Loans | N/A |
% Investor Loans | N/A |
% Second Loans | N/A |
% Cash Out Refinance | N/A |
Loan Activity
No data available
Rentals and Section 8 — San Mateo, FL
San Mateo, FL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 4 |
Total Units Section 8 | 4 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $790 |
| 2 Bedroom | N/A | N/A | $1,020 |
| 3 Bedroom | N/A | N/A | $1,330 |
| 4 Bedroom | -$360 | $1,800 | $1,440 |
Affordability — San Mateo, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.9 |
| Median Home Price | $228,000 |
| Median Household Income | $50,100 |