Titusville, FL32796

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$267,000
5.1% YoY Growth
Household Income
$67,400
47.6% YoY Growth
Days on Market
89
31.0% Longer YoY
Home Price Forecast
0.7%
Median Rent
$1,800
5.8% YoY Growth
1-Bed Rent
$999
3.7% YoY Growth
2-Bed Rent
$1,300
2.9% YoY Growth
3-Bed Rent
$1,980
4.0% YoY Growth

Other Zip Codes in Titusville, FL

Property Listings — Titusville, FL

As of Nov '25, Realtor.com reports that the median days on market for a home in Titusville, FL is 89. This is a increase of 31.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$310,000-5.0%
Listing Count
169-10.0%
Listings as % of Homes1.3%-10.0%
Days on Market
8931.0%
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Demographics — Titusville, FL

As of the latest ACS Survey released in 2023, Titusville, FL has a population of 20,700, which has remained stable by -0.9% over the past 5 years. Titusville, FL is a moderately popular place for families, as children make up 17.7% of the population. The area has a moderately educated workforce, with 27.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
20,700-0.9%
% Under 18
17.7%0.0%
% Seniors
27.6%13.1%
% WFH
9.3%165.7%
% w/ College Degree
27.8%28.7%
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As of the latest ACS Survey released in 2023, Titusville, FL is a predominantly white area, with 81.2% of the population identifying as white. The white population has grown by 6.1% in the last 5 years. The second most common race or ethnicity in Titusville, FL is black, making up 7.9% of the population. Foreign-born residents account for 3.3% of the population in Titusville, FL, and this percentage has decreased by 29.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
81.2%6.1%
% Black
7.9%-44.0%
% Hispanic
6.4%30.6%
% Asian
0.4%-78.9%
% Foreign Born
3.3%-29.8%
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Mortgage and Risk — Titusville, FL

According to HUD data as of 2023, there were 540 mortgage originations in Titusville, FL, of which 61.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 40.0% above 90% LTV (very high). This implies large mortgage risk in Titusville, FL. Investor activity is low, as 1.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
540
% Conventional Loans
61.0%
% Government Loans
39.0%
% Investor Loans
1.0%
% Second Loans
1.0%
% Cash Out Refinance
17.0%
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Rentals and Section 8 — Titusville, FL

As of 2024, the percent of homes in Titusville, FL under the Section 8 program is 12.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Titusville, FL, because HUD payments exceed market rent, while 3-bedroom units do not.

Section 8 Market Size

Total Units under HUD
280
Total Units Section 8
145
% Rentals under Section 8
12.7%
% Occupied Section 8
86.5%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$221$999$1,220
2 Bedroom$120$1,300$1,420
3 Bedroom-$50$1,980$1,930
4 Bedroom$60$2,150$2,210

Affordability — Titusville, FL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.1
Median Home Price$267,000
Median Household Income$67,400

Titusville, FL — ZIP Code Boundary Map

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Frequently Asked Questions