Gibsonton, FL—33534
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Gibsonton, FL
As of Oct '25, the median home price in Gibsonton, FL is $318,000, with a year-over-year change of -6.6%. This indicates that home prices in Gibsonton, FL are decreasing. According to Zillow, the 1-year price projection is 0.4%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $318,000 | -6.6% |
| Single Family | $319,000 | -6.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $203,000 | -9.8% |
3 Bed | $303,000 | -7.3% |
4 Bed | $342,000 | -6.3% |
| 5 Bed | $400,000 | -5.4% |
% of Housing Stock
Rental Trends — Gibsonton, FL
As of July '25, Rentcast reports the average rent in Gibsonton, FL is $2,180, with a year-over-year rent change of 3.3%. Per bedroom, the median rent as of July '25 in Gibsonton, FL is studios: $1,590, 1-bedrooms: $900, 2-bedrooms: $1,580, 3-bedrooms: $2,050, 4-bedrooms: $2,480. The most common rental property sizes in Gibsonton, FL are 3-bedroom and 2-bedroom, accounting for 43.9% and 32.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,260 | $2,180 |
| Studio Rent | $1,590 | $1,590 |
| 1 Bed Rent | $900 | $900 |
| 2 Bed Rent | $1,550 | $1,580 |
| 3 Bed Rent | $2,100 | $2,050 |
| 4 Bed Rent | $2,440 | $2,480 |
% of Rental Stock
Property Listings — Gibsonton, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Gibsonton, FL is 60. This is a decrease of -11.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 40.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $346,000 | -3.0% |
Listing Count | 85 | -9.0% |
| Listings as % of Homes | 1.5% | -9.0% |
Days on Market | 60 | -11.0% |
Demographics — Gibsonton, FL
As of the latest ACS Survey released in 2023, Gibsonton, FL has a population of 18,000, which has increased by 9.3% over the past 5 years. Gibsonton, FL is a popular place for families, as children make up 30.5% of the population. The area has a poorly educated workforce, with 18.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 18,000 | 9.3% |
% Under 18 | 30.5% | -2.9% |
% Seniors | 8.4% | 15.1% |
% WFH | 12.0% | 300.0% |
% w/ College Degree | 18.5% | 10.8% |
As of the latest ACS Survey released in 2023, Gibsonton, FL is a predominantly hispanic area, with 38.1% of the population identifying as hispanic. The hispanic population has grown by 0.3% in the last 5 years. The second most common race or ethnicity in Gibsonton, FL is white, making up 35.9% of the population. Foreign-born residents account for 16.1% of the population in Gibsonton, FL, and this percentage has increased by 15.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 35.9% | -12.7% |
% Black | 19.2% | 15.0% |
% Hispanic | 38.1% | 0.3% |
% Asian | 1.6% | -30.4% |
% Foreign Born | 16.1% | 15.0% |
Mortgage and Risk — Gibsonton, FL
According to HUD data as of 2023, there were 369 mortgage originations in Gibsonton, FL, of which 53.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 46.0% above 90% LTV (very high). This implies large mortgage risk in Gibsonton, FL. Investor activity is low, as 1.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 369 |
% Conventional Loans | 53.0% |
% Government Loans | 47.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Gibsonton, FL
As of 2024, the percent of homes in Gibsonton, FL under the Section 8 program is 0.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Gibsonton, FL, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 23 |
Total Units Section 8 | 22 |
% Rentals under Section 8 | 0.9% |
% Occupied Section 8 | 95.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $630 | $900 | $1,530 |
| 2 Bedroom | $240 | $1,550 | $1,790 |
| 3 Bedroom | $190 | $2,100 | $2,290 |
| 4 Bedroom | $350 | $2,440 | $2,790 |
Affordability — Gibsonton, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.7 |
| Median Home Price | $318,000 |
| Median Household Income | $73,600 |