Plant City, FL—33565
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Plant City, FL
As of Oct '25, the median home price in Plant City, FL is $405,000, with a year-over-year change of -2.9%. This indicates that home prices in Plant City, FL are decreasing. According to Zillow, the 1-year price projection is 0.6%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $405,000 | -2.9% |
| Single Family | $405,000 | -2.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $284,000 | -9.3% |
3 Bed | $405,000 | -3.1% |
4 Bed | $446,000 | -2.4% |
| 5 Bed | $435,000 | -2.2% |
% of Housing Stock
Rental Trends — Plant City, FL
As of July '25, Rentcast reports the average rent in Plant City, FL is $2,320, with a year-over-year rent change of -4.5%. Per bedroom, the median rent as of July '25 in Plant City, FL is 1-bedrooms: $1,260, 2-bedrooms: $1,660, 3-bedrooms: $2,260, 4-bedrooms: $2,570. The most common rental property sizes in Plant City, FL are 3-bedroom and 2-bedroom, accounting for 44.9% and 38.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,400 | $2,320 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,200 | $1,260 |
| 2 Bed Rent | $1,500 | $1,660 |
| 3 Bed Rent | $2,350 | $2,260 |
| 4 Bed Rent | $2,550 | $2,570 |
% of Rental Stock
Property Listings — Plant City, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Plant City, FL is 81. This is a increase of 61.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 36.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $526,000 | 16.0% |
Listing Count | 101 | -30.0% |
| Listings as % of Homes | 1.5% | -30.0% |
Days on Market | 81 | 61.0% |
Demographics — Plant City, FL
As of the latest ACS Survey released in 2023, Plant City, FL has a population of 17,700, which has increased by 2.3% over the past 5 years. Plant City, FL is a moderately popular place for families, as children make up 22.8% of the population. The area has a poorly educated workforce, with 24.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 17,700 | 2.3% |
% Under 18 | 22.8% | 4.6% |
% Seniors | 20.1% | 6.3% |
% WFH | 13.2% | 164.0% |
% w/ College Degree | 24.0% | 57.9% |
As of the latest ACS Survey released in 2023, Plant City, FL is a predominantly white area, with 71.3% of the population identifying as white. The white population has shrunk by 4.2% in the last 5 years. The second most common race or ethnicity in Plant City, FL is hispanic, making up 23.3% of the population. Foreign-born residents account for 10.3% of the population in Plant City, FL, and this percentage has decreased by 1.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 71.3% | -4.2% |
% Black | 2.0% | 17.6% |
% Hispanic | 23.3% | 15.3% |
% Asian | 0.5% | -58.3% |
% Foreign Born | 10.3% | -1.9% |
Mortgage and Risk — Plant City, FL
According to HUD data as of 2023, there were 578 mortgage originations in Plant City, FL, of which 63.0% of loans were conventional mortgages. The average loan-to-value was 74.0%, with 44.0% above 90% LTV (very high). This implies large mortgage risk in Plant City, FL. Investor activity is low, as 1.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 578 |
% Conventional Loans | 63.0% |
% Government Loans | 37.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Plant City, FL
Plant City, FL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $170 | $1,200 | $1,370 |
| 2 Bedroom | $110 | $1,500 | $1,610 |
| 3 Bedroom | -$290 | $2,350 | $2,060 |
| 4 Bedroom | -$40 | $2,550 | $2,510 |
Affordability — Plant City, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.9 |
| Median Home Price | $405,000 |
| Median Household Income | $67,400 |