Homosassa, FL—34448
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Homosassa, FL
Home Price Trends — Homosassa, FL
As of Nov '25, the median home price in Homosassa, FL is $264,000, with a year-over-year change of -6.5%. This indicates that home prices in Homosassa, FL are decreasing. According to Zillow, the 1-year price projection is 1.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $264,000 | -6.5% |
| Single Family | $265,000 | -6.4% |
| Condos | $250,000 | -12.6% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $141,000 | -18.5% |
2 Bed | $212,000 | -6.6% |
3 Bed | $314,000 | -5.1% |
4 Bed | $468,000 | -4.7% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Homosassa, FL
As of July '25, Rentcast reports the average rent in Homosassa, FL is $2,270, with a year-over-year rent change of 11.3%. Per bedroom, the median rent as of July '25 in Homosassa, FL is 1-bedrooms: $2,250, 2-bedrooms: $2,130, 3-bedrooms: $2,570. The most common rental property sizes in Homosassa, FL are 2-bedroom and 3-bedroom, accounting for 76.8% and 18.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,900 | $2,270 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $2,250 | $2,250 |
| 2 Bed Rent | $1,700 | $2,130 |
| 3 Bed Rent | $2,600 | $2,570 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Homosassa, FL
As of Nov '25, Realtor.com reports that the median days on market for a home in Homosassa, FL is 109. This is a increase of 5.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $430,000 | 12.0% |
Listing Count | 131 | 38.0% |
| Listings as % of Homes | 1.0% | 38.0% |
Days on Market | 109 | 5.0% |
Demographics — Homosassa, FL
As of the latest ACS Survey released in 2023, Homosassa, FL has a population of 10,700, which has increased by 1.1% over the past 5 years. Homosassa, FL is a less popular place for families, as children make up 13.6% of the population. The area has a poorly educated workforce, with 18.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 10,700 | 1.1% |
% Under 18 | 13.6% | -8.1% |
% Seniors | 33.9% | -7.4% |
% WFH | 15.8% | 338.9% |
% w/ College Degree | 18.5% | 77.9% |
As of the latest ACS Survey released in 2023, Homosassa, FL is a predominantly white area, with 93.6% of the population identifying as white. The white population has grown by 1.5% in the last 5 years. The second most common race or ethnicity in Homosassa, FL is hispanic, making up 2.8% of the population. Foreign-born residents account for 2.0% of the population in Homosassa, FL, and this percentage has decreased by 50.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.6% | 1.5% |
% Black | 1.0% | -33.3% |
% Hispanic | 2.8% | 33.3% |
% Asian | 0.8% | 300.0% |
% Foreign Born | 2.0% | -50.0% |
Mortgage and Risk — Homosassa, FL
According to HUD data as of 2023, there were 199 mortgage originations in Homosassa, FL, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Homosassa, FL. Investor activity is low, as 4.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 199 |
% Conventional Loans | 79.0% |
% Government Loans | 21.0% |
% Investor Loans | 4.0% |
% Second Loans | 11.0% |
% Cash Out Refinance | 12.0% |
Rentals and Section 8 — Homosassa, FL
Homosassa, FL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 4 |
Total Units Section 8 | 4 |
% Rentals under Section 8 | 0.8% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$1,370 | $2,250 | $880 |
| 2 Bedroom | -$590 | $1,700 | $1,110 |
| 3 Bedroom | -$1,040 | $2,600 | $1,560 |
| 4 Bedroom | N/A | N/A | $1,860 |
Affordability — Homosassa, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.9 |
| Median Home Price | $264,000 |
| Median Household Income | $47,500 |