Spring Hill, FL34610

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$379,000
3.1% YoY Growth
Household Income
$73,900
49.1% YoY Growth
Days on Market
98
11.0% Longer YoY
Home Price Forecast
1.0%
Median Rent
$2,170
2.0% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$1,750
9.3% YoY Growth
3-Bed Rent
$2,140
9.3% YoY Growth

Other Zip Codes in Spring Hill, FL

Property Listings — Spring Hill, FL

As of Nov '25, Realtor.com reports that the median days on market for a home in Spring Hill, FL is 98. This is a increase of 11.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 32.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$457,0006.0%
Listing Count
11322.0%
Listings as % of Homes0.8%22.0%
Days on Market
9811.0%
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Demographics — Spring Hill, FL

As of the latest ACS Survey released in 2023, Spring Hill, FL has a population of 16,500, which has increased by 12.9% over the past 5 years. Spring Hill, FL is a moderately popular place for families, as children make up 22.5% of the population. The area has a poorly educated workforce, with 23.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.0% reporting working from home.

MetricLatest CensusYoY % Change
Population
16,50012.9%
% Under 18
22.5%7.7%
% Seniors
14.9%-15.8%
% WFH
11.0%103.7%
% w/ College Degree
23.5%64.3%
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As of the latest ACS Survey released in 2023, Spring Hill, FL is a predominantly white area, with 76.1% of the population identifying as white. The white population has shrunk by 11.3% in the last 5 years. The second most common race or ethnicity in Spring Hill, FL is hispanic, making up 16.6% of the population. Foreign-born residents account for 10.9% of the population in Spring Hill, FL, and this percentage has increased by 165.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
76.1%-11.3%
% Black
2.0%-37.5%
% Hispanic
16.6%110.1%
% Asian
2.0%66.7%
% Foreign Born
10.9%165.9%
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Mortgage and Risk — Spring Hill, FL

According to HUD data as of 2023, there were 576 mortgage originations in Spring Hill, FL, of which 70.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Spring Hill, FL. Investor activity is low, as 2.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
576
% Conventional Loans
70.0%
% Government Loans
30.0%
% Investor Loans
2.0%
% Second Loans
2.0%
% Cash Out Refinance
11.0%
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Rentals and Section 8 — Spring Hill, FL

Spring Hill, FL lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
1
Total Units Section 8
1
% Rentals under Section 8
0.1%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$1,450
2 Bedroom-$50$1,750$1,700
3 Bedroom$40$2,140$2,180
4 Bedroom$350$2,300$2,650

Affordability — Spring Hill, FL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5.1
Median Home Price$379,000
Median Household Income$73,900

Spring Hill, FL — ZIP Code Boundary Map

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Frequently Asked Questions