Stuart, FL—34994
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Stuart, FL
Home Price Trends — Stuart, FL
As of Oct '25, the median home price in Stuart, FL is $232,000, with a year-over-year change of -10.9%. This indicates that home prices in Stuart, FL are decreasing. According to Zillow, the 1-year price projection is 0.6%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $232,000 | -10.9% |
| Single Family | $421,000 | -5.2% |
| Condos | $173,000 | -13.1% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $110,000 | -17.9% |
2 Bed | $194,000 | -12.2% |
3 Bed | $415,000 | -4.6% |
4 Bed | $722,000 | -3.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Stuart, FL
As of July '25, Rentcast reports the average rent in Stuart, FL is $2,520, with a year-over-year rent change of 1.2%. Per bedroom, the median rent as of July '25 in Stuart, FL is studios: $1,670, 1-bedrooms: $2,100, 2-bedrooms: $2,350, 3-bedrooms: $3,020, 4-bedrooms: $4,510. The most common rental property sizes in Stuart, FL are 2-bedroom and 3-bedroom, accounting for 44.5% and 23.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,150 | $2,520 |
| Studio Rent | $1,500 | $1,670 |
| 1 Bed Rent | $1,700 | $2,100 |
| 2 Bed Rent | $2,000 | $2,350 |
| 3 Bed Rent | $2,850 | $3,020 |
| 4 Bed Rent | $4,000 | $4,510 |
% of Rental Stock
Property Listings — Stuart, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Stuart, FL is 89. This is a increase of 13.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $249,000 | -12.0% |
Listing Count | 206 | 8.0% |
| Listings as % of Homes | 1.5% | 8.0% |
Days on Market | 89 | 13.0% |
Demographics — Stuart, FL
As of the latest ACS Survey released in 2023, Stuart, FL has a population of 18,300, which has increased by 8.3% over the past 5 years. Stuart, FL is a moderately popular place for families, as children make up 15.7% of the population. The area has a moderately educated workforce, with 36.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 18,300 | 8.3% |
% Under 18 | 15.7% | -12.3% |
% Seniors | 30.3% | 16.1% |
% WFH | 8.0% | -4.8% |
% w/ College Degree | 36.3% | 29.2% |
As of the latest ACS Survey released in 2023, Stuart, FL is a predominantly white area, with 65.0% of the population identifying as white. The white population has shrunk by 7.4% in the last 5 years. The second most common race or ethnicity in Stuart, FL is hispanic, making up 21.5% of the population. Foreign-born residents account for 12.3% of the population in Stuart, FL, and this percentage has increased by 6.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 65.0% | -7.4% |
% Black | 11.5% | -13.5% |
% Hispanic | 21.5% | 44.3% |
% Asian | 0.6% | -70.0% |
% Foreign Born | 12.3% | 6.0% |
Mortgage and Risk — Stuart, FL
According to HUD data as of 2023, there were 268 mortgage originations in Stuart, FL, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 15.0% above 90% LTV (elevated). This implies medium mortgage risk in Stuart, FL. Investor activity is low, as 4.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 268 |
% Conventional Loans | 90.0% |
% Government Loans | 10.0% |
% Investor Loans | 4.0% |
% Second Loans | 7.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Stuart, FL
As of 2024, the percent of homes in Stuart, FL under the Section 8 program is 1.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Stuart, FL, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 133 |
Total Units Section 8 | 40 |
% Rentals under Section 8 | 1.2% |
% Occupied Section 8 | 79.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$320 | $1,700 | $1,380 |
| 2 Bedroom | -$360 | $2,000 | $1,640 |
| 3 Bedroom | -$570 | $2,850 | $2,280 |
| 4 Bedroom | -$1,520 | $4,000 | $2,480 |
Affordability — Stuart, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.4 |
| Median Home Price | $232,000 |
| Median Household Income | $62,900 |