Fultondale, AL—35068
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Fultondale, AL
As of Oct '25, the median home price in Fultondale, AL is $232,000, with a year-over-year change of 2.0%. This indicates that home prices in Fultondale, AL are increasing. According to Zillow, the 1-year price projection is -0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $232,000 | 2.0% |
| Single Family | $232,000 | 2.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $170,000 | 1.8% |
3 Bed | $228,000 | 2.7% |
4 Bed | $311,000 | 1.3% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Fultondale, AL
As of July '25, Rentcast reports the average rent in Fultondale, AL is $1,780, with a year-over-year rent change of 18.7%. Per bedroom, the median rent as of July '25 in Fultondale, AL is 1-bedrooms: $1,020, 2-bedrooms: $850, 3-bedrooms: $1,820, 4-bedrooms: $2,050. The most common rental property sizes in Fultondale, AL are 2-bedroom and 3-bedroom, accounting for 41.8% and 30.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,900 | $1,780 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $946 | $1,020 |
| 2 Bed Rent | $850 | $850 |
| 3 Bed Rent | $1,900 | $1,820 |
| 4 Bed Rent | $2,060 | $2,050 |
% of Rental Stock
Property Listings — Fultondale, AL
As of Oct '25, Realtor.com reports that the median days on market for a home in Fultondale, AL is 37. This is a increase of 2.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $281,000 | 4.0% |
Listing Count | 73 | 62.0% |
| Listings as % of Homes | 0.9% | 62.0% |
Days on Market | 37 | 2.0% |
Demographics — Fultondale, AL
As of the latest ACS Survey released in 2023, Fultondale, AL has a population of 8,440, which has increased by 4.5% over the past 5 years. Fultondale, AL is a moderately popular place for families, as children make up 23.2% of the population. The area has a moderately educated workforce, with 30.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 8,440 | 4.5% |
% Under 18 | 23.2% | 5.0% |
% Seniors | 15.9% | 6.0% |
% WFH | 16.5% | 1,400.0% |
% w/ College Degree | 30.2% | 28.0% |
As of the latest ACS Survey released in 2023, Fultondale, AL is a predominantly white area, with 48.6% of the population identifying as white. The white population has shrunk by 23.1% in the last 5 years. The second most common race or ethnicity in Fultondale, AL is black, making up 43.0% of the population. Foreign-born residents account for 3.9% of the population in Fultondale, AL, and this percentage has decreased by 53.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 48.6% | -23.1% |
% Black | 43.0% | 138.9% |
% Hispanic | 4.3% | -57.0% |
% Asian | 0.5% | -88.6% |
% Foreign Born | 3.9% | -53.0% |
Mortgage and Risk — Fultondale, AL
According to HUD data as of 2023, there were 155 mortgage originations in Fultondale, AL, of which 65.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 45.0% above 90% LTV (very high). This implies large mortgage risk in Fultondale, AL. Investor activity is low, as 1.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 155 |
% Conventional Loans | 65.0% |
% Government Loans | 35.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Fultondale, AL
As of 2024, the percent of homes in Fultondale, AL under the Section 8 program is 0.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Fultondale, AL, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 70 |
Total Units Section 8 | 10 |
% Rentals under Section 8 | 0.7% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $234 | $946 | $1,180 |
| 2 Bedroom | $460 | $850 | $1,310 |
| 3 Bedroom | -$260 | $1,900 | $1,640 |
| 4 Bedroom | -$210 | $2,060 | $1,850 |
Affordability — Fultondale, AL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.2 |
| Median Home Price | $232,000 |
| Median Household Income | $70,200 |