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Oneonta, AL—35121

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$230,000
0.1% YoY Growth
Household Income
$57,600
23.0% YoY Growth
Days on Market
51
18.0% Shorter YoY
Home Price Forecast
0.2%
Median Rent
$1,020
24.0% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$600
N/A
3-Bed Rent
$1,020
6.0% YoY Growth
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Oneonta, AL

As of May '26, the median home price in Oneonta, AL is $230,000, with a year-over-year change of -0.1%. This indicates that home prices in Oneonta, AL are flat. According to Zillow, the 1-year price projection is 0.2%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$230,000-0.1%
Single Family $230,0000.4%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed

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  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$172,0002.4%
    3 Bed
    		$237,0000.9%
    4 Bed
    		$357,0002.6%
    5 Bed N/AN/A
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    % of Housing Stock

    Studio
    0.7%
    1 Bedroom
    4.7%
    2 Bedrooms
    25.6%
    3 Bedrooms
    48.1%
    4 Bedrooms
    17.6%
    5+ Bedrooms
    3.4%

    Rental Trends — Oneonta, AL

    As of July '25, Rentcast reports the average rent in Oneonta, AL is $1,140, with a year-over-year rent change of -24.0%. Per bedroom, the median rent as of July '25 in Oneonta, AL is 2-bedrooms: $600, 3-bedrooms: $1,410. The most common rental property sizes in Oneonta, AL are 2-bedroom and 3-bedroom, accounting for 54.7% and 25.0% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$1,020$1,140
    Studio Rent N/AN/A
    1 Bed Rent N/AN/A
    2 Bed Rent $600$600
    3 Bed Rent $1,020$1,410
    4 Bed Rent N/AN/A
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    % of Rental Stock

    Studio
    1.9%
    1 Bedroom
    14.1%
    2 Bedrooms
    54.7%
    3 Bedrooms
    25.0%
    4 Bedrooms
    3.7%
    5+ Bedrooms
    0.5%

    Property Listings — Oneonta, AL

    As of May '26, Realtor.com reports that the median days on market for a home in Oneonta, AL is 51. This is a decrease of -18.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$370,00026.0%
    Listing Count
    		56-18.0%
    Listings as % of Homes0.6%-18.0%
    Days on Market
    		51-18.0%
    Loading chart...

    Demographics — Oneonta, AL

    As of the latest ACS Survey released in 2023, Oneonta, AL has a population of 16,200, which has increased by 5.1% over the past 5 years. Oneonta, AL is a moderately popular place for families, as children make up 24.1% of the population. The area has a poorly educated workforce, with 19.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.1% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		16,2005.1%
    % Under 18
    		24.1%7.1%
    % Seniors
    		24.2%26.7%
    % WFH
    		2.1%-4.5%
    % w/ College Degree
    		19.8%47.8%
    Loading chart...

    As of the latest ACS Survey released in 2023, Oneonta, AL is a predominantly white area, with 81.8% of the population identifying as white. The white population has grown by 6.2% in the last 5 years. The second most common race or ethnicity in Oneonta, AL is hispanic, making up 13.5% of the population. Foreign-born residents account for 5.4% of the population in Oneonta, AL, and this percentage has decreased by 11.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		81.8%6.2%
    % Black
    		2.1%-40.0%
    % Hispanic
    		13.5%-19.2%
    % Asian
    		0.0%-100.0%
    % Foreign Born
    		5.4%-11.5%
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    Mortgage and Risk — Oneonta, AL

    According to HUD data as of 2023, there were 286 mortgage originations in Oneonta, AL, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 73.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in Oneonta, AL. Investor activity is low, as 9.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		286
    % Conventional Loans
    		76.0%
    % Government Loans
    		24.0%
    % Investor Loans
    		9.0%
    % Second Loans
    		0.0%
    % Cash Out Refinance
    		7.0%
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    Rentals and Section 8 — Oneonta, AL

    Oneonta, AL lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		291
    Total Units Section 8
    		125
    % Rentals under Section 8
    		7.3%
    % Occupied Section 8
    		89.6%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 BedroomN/AN/A$1,000
    2 Bedroom$530$600$1,130
    3 Bedroom$400$1,020$1,420
    4 BedroomN/AN/A$1,580

    Affordability — Oneonta, AL

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio4
    Median Home Price$230,000
    Median Household Income$57,600

    Oneonta, AL — ZIP Code Boundary Map

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    Frequently Asked Questions