Crestline, Birmingham, AL35206

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$98,000
2.2% YoY Growth
Median Household Income
$39,100
19.0% 5-Year Growth
Days on Market
69
3.0% Longer than last year
Home Price Forecast
-2.6%
Median Rent
$1,050
1.9% YoY Growth
1-Bed Rent
$650
5.3% YoY Growth
2-Bed Rent
$800
0.1% YoY Growth
3-Bed Rent
$1,150
2.5% YoY Growth

Property Listings — Crestline, Birmingham, AL

As of Oct '25, Realtor.com reports that the median days on market for a home in Crestline, Birmingham, AL is 69. This is a increase of 3.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 34.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$134,000-6.0%
Listing Count
111-6.0%
Listings as % of Homes1.2%-6.0%
Days on Market
693.0%
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Demographics — Crestline, Birmingham, AL

As of the latest ACS Survey released in 2023, Crestline, Birmingham, AL has a population of 15,000, which has decreased by -13.4% over the past 5 years. Crestline, Birmingham, AL is a moderately popular place for families, as children make up 18.2% of the population. The area has a poorly educated workforce, with 19.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
15,000-13.4%
% Under 18
18.2%-22.2%
% Seniors
19.1%41.5%
% WFH
4.9%48.5%
% w/ College Degree
19.2%35.2%
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As of the latest ACS Survey released in 2023, Crestline, Birmingham, AL is a predominantly black area, with 73.1% of the population identifying as black. The black population has grown by 10.1% in the last 5 years. The second most common race or ethnicity in Crestline, Birmingham, AL is white, making up 22.4% of the population. Foreign-born residents account for 3.1% of the population in Crestline, Birmingham, AL, and this percentage has decreased by 6.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
22.4%-14.5%
% Black
73.1%10.1%
% Hispanic
1.9%-68.9%
% Asian
0.8%100.0%
% Foreign Born
3.1%-6.1%
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Mortgage and Risk — Crestline, Birmingham, AL

According to HUD data as of 2023, there were 249 mortgage originations in Crestline, Birmingham, AL, of which 78.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 40.0% above 90% LTV (very high). This implies large mortgage risk in Crestline, Birmingham, AL. Investor activity is low, as 10.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
249
% Conventional Loans
78.0%
% Government Loans
22.0%
% Investor Loans
10.0%
% Second Loans
2.0%
% Cash Out Refinance
13.0%

Loan Activity

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Rentals and Section 8 — Crestline, Birmingham, AL

As of 2024, the percent of homes in Crestline, Birmingham, AL under the Section 8 program is 24.8%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Crestline, Birmingham, AL, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
900
Total Units Section 8
828
% Rentals under Section 8
24.8%
% Occupied Section 8
88.7%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$430$650$1,080
2 Bedroom$400$800$1,200
3 Bedroom$350$1,150$1,500
4 Bedroom$500$1,200$1,700

Affordability — Crestline, Birmingham, AL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.8
Median Home Price$98,000
Median Household Income$39,100

Crestline, Birmingham, AL — ZIP Code Boundary Map

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Frequently Asked Questions