Mountain Brook, AL—35223
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Mountain Brook, AL
Home Price Trends — Mountain Brook, AL
As of Oct '25, the median home price in Mountain Brook, AL is $869,000, with a year-over-year change of 4.1%. This indicates that home prices in Mountain Brook, AL are increasing. According to Zillow, the 1-year price projection is 0.4%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $869,000 | 4.1% |
| Single Family | $895,000 | 4.6% |
| Condos | $562,000 | 1.1% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $452,000 | 1.8% |
3 Bed | $668,000 | 4.0% |
4 Bed | $896,000 | 4.7% |
| 5 Bed | $1,217,000 | 5.2% |
% of Housing Stock
Rental Trends — Mountain Brook, AL
As of July '25, Rentcast reports the average rent in Mountain Brook, AL is $3,340, with a year-over-year rent change of 22.8%. Per bedroom, the median rent as of July '25 in Mountain Brook, AL is 1-bedrooms: $1,600, 2-bedrooms: $3,020, 3-bedrooms: $3,150, 4-bedrooms: $6,000. The most common rental property sizes in Mountain Brook, AL are 2-bedroom and 1-bedroom, accounting for 51.9% and 23.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,000 | $3,340 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,600 | $1,600 |
| 2 Bed Rent | $2,900 | $3,020 |
| 3 Bed Rent | $3,000 | $3,150 |
| 4 Bed Rent | $6,000 | $6,000 |
% of Rental Stock
Property Listings — Mountain Brook, AL
As of Oct '25, Realtor.com reports that the median days on market for a home in Mountain Brook, AL is 42. This is a increase of 57.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 26.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $688,000 | -7.0% |
Listing Count | 31 | -24.0% |
| Listings as % of Homes | 0.4% | -24.0% |
Days on Market | 42 | 57.0% |
Demographics — Mountain Brook, AL
As of the latest ACS Survey released in 2023, Mountain Brook, AL has a population of 10,700, which has decreased by -5.2% over the past 5 years. Mountain Brook, AL is a moderately popular place for families, as children make up 24.7% of the population. The area has a highly educated workforce, with 83.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 10,700 | -5.2% |
% Under 18 | 24.7% | -0.4% |
% Seniors | 22.4% | 12.0% |
% WFH | 14.7% | 137.1% |
% w/ College Degree | 83.9% | 4.6% |
As of the latest ACS Survey released in 2023, Mountain Brook, AL is a predominantly white area, with 94.3% of the population identifying as white. The white population has grown by 1.4% in the last 5 years. The second most common race or ethnicity in Mountain Brook, AL is black, making up 2.7% of the population. Foreign-born residents account for 2.2% of the population in Mountain Brook, AL, and this percentage has decreased by 45.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.3% | 1.4% |
% Black | 2.7% | 50.0% |
% Hispanic | 1.0% | 400.0% |
% Asian | 0.7% | -78.1% |
% Foreign Born | 2.2% | -45.0% |
Mortgage and Risk — Mountain Brook, AL
According to HUD data as of 2023, there were 222 mortgage originations in Mountain Brook, AL, of which 98.0% of loans were conventional mortgages. The average loan-to-value was 52.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in Mountain Brook, AL. Investor activity is low, as 0.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 222 |
% Conventional Loans | 98.0% |
% Government Loans | 2.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Mountain Brook, AL
Mountain Brook, AL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $120 | $1,600 | $1,720 |
| 2 Bedroom | -$1,000 | $2,900 | $1,900 |
| 3 Bedroom | -$630 | $3,000 | $2,370 |
| 4 Bedroom | -$3,310 | $6,000 | $2,690 |
Affordability — Mountain Brook, AL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5 |
| Median Home Price | $869,000 |
| Median Household Income | $155,000 |