Tuscumbia, AL—35674
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Tuscumbia, AL
As of Oct '25, the median home price in Tuscumbia, AL is $196,000, with a year-over-year change of 3.5%. This indicates that home prices in Tuscumbia, AL are increasing. According to Zillow, the 1-year price projection is 1.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $196,000 | 3.5% |
| Single Family | $196,000 | 3.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $134,000 | 5.5% |
3 Bed | $207,000 | 4.0% |
4 Bed | $321,000 | 3.5% |
| 5 Bed | $429,000 | 2.1% |
% of Housing Stock
Rental Trends — Tuscumbia, AL
As of July '25, Rentcast reports the average rent in Tuscumbia, AL is $958, with a year-over-year rent change of 32.3%. Per bedroom, the median rent as of July '25 in Tuscumbia, AL is 1-bedrooms: $875, 2-bedrooms: $864, 3-bedrooms: $1,300. The most common rental property sizes in Tuscumbia, AL are 2-bedroom and 3-bedroom, accounting for 45.9% and 30.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $875 | $958 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $875 | $875 |
| 2 Bed Rent | $795 | $864 |
| 3 Bed Rent | $1,300 | $1,300 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Tuscumbia, AL
As of Oct '25, Realtor.com reports that the median days on market for a home in Tuscumbia, AL is 62. This is a increase of 17.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 31.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $256,000 | -18.0% |
Listing Count | 104 | 14.0% |
| Listings as % of Homes | 0.6% | 14.0% |
Days on Market | 62 | 17.0% |
Demographics — Tuscumbia, AL
As of the latest ACS Survey released in 2023, Tuscumbia, AL has a population of 20,500, which has increased by 9.6% over the past 5 years. Tuscumbia, AL is a moderately popular place for families, as children make up 23.5% of the population. The area has a poorly educated workforce, with 23.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 20,500 | 9.6% |
% Under 18 | 23.5% | 0.4% |
% Seniors | 18.0% | 0.6% |
% WFH | 4.9% | 172.2% |
% w/ College Degree | 23.2% | 58.9% |
As of the latest ACS Survey released in 2023, Tuscumbia, AL is a predominantly white area, with 82.1% of the population identifying as white. The white population has grown by 5.4% in the last 5 years. The second most common race or ethnicity in Tuscumbia, AL is black, making up 10.8% of the population. Foreign-born residents account for 1.7% of the population in Tuscumbia, AL, and this percentage has decreased by 19.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 82.1% | 5.4% |
% Black | 10.8% | -30.8% |
% Hispanic | 3.6% | 16.1% |
% Asian | 0.5% | -16.7% |
% Foreign Born | 1.7% | -19.0% |
Mortgage and Risk — Tuscumbia, AL
According to HUD data as of 2023, there were 355 mortgage originations in Tuscumbia, AL, of which 66.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 36.0% above 90% LTV (very high). This implies large mortgage risk in Tuscumbia, AL. Investor activity is low, as 4.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 355 |
% Conventional Loans | 66.0% |
% Government Loans | 34.0% |
% Investor Loans | 4.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Tuscumbia, AL
Tuscumbia, AL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 584 |
Total Units Section 8 | 328 |
% Rentals under Section 8 | 14.5% |
% Occupied Section 8 | 78.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$125 | $875 | $750 |
| 2 Bedroom | $185 | $795 | $980 |
| 3 Bedroom | -$100 | $1,300 | $1,200 |
| 4 Bedroom | N/A | N/A | $1,430 |
Affordability — Tuscumbia, AL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $196,000 |
| Median Household Income | $57,000 |