Mosses, AL—36040
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Mosses, AL
Mosses, AL lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | N/A | N/A |
| Single Family | N/A | N/A |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Mosses, AL
Mosses, AL lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Mosses, AL
As of Oct '25, Realtor.com reports that the median days on market for a home in Mosses, AL is 94. This is a increase of 141.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $140,000 | 28.0% |
Listing Count | 7 | 29.0% |
| Listings as % of Homes | N/A | 29.0% |
Days on Market | 94 | 141.0% |
Demographics — Mosses, AL
As of the latest ACS Survey released in 2023, Mosses, AL has a population of 3,540, which has decreased by -1.3% over the past 5 years. Mosses, AL is a moderately popular place for families, as children make up 22.6% of the population. The area has a poorly educated workforce, with 11.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 1.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,540 | -1.3% |
% Under 18 | 22.6% | 6.6% |
% Seniors | 18.8% | -1.6% |
% WFH | 1.7% | 750.0% |
% w/ College Degree | 11.5% | -9.4% |
As of the latest ACS Survey released in 2023, Mosses, AL is a predominantly black area, with 92.0% of the population identifying as black. The black population has grown by 5.7% in the last 5 years. The second most common race or ethnicity in Mosses, AL is white, making up 7.0% of the population. Foreign-born residents account for 0.6% of the population in Mosses, AL, and this percentage has increased by 20.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 7.0% | -38.6% |
% Black | 92.0% | 5.7% |
% Hispanic | 0.7% | 16.7% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.6% | 20.0% |
Mortgage and Risk — Mosses, AL
According to HUD data as of 2023, there were 5 mortgage originations in Mosses, AL, of which 60.0% of loans were conventional mortgages. The average loan-to-value was 247.0%, with 80.0% above 90% LTV (very high). This implies large mortgage risk in Mosses, AL. Investor activity is low, as 0.0% of loans were by investors. 20.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 5 |
% Conventional Loans | 60.0% |
% Government Loans | 40.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 20.0% |
Loan Activity
Rentals and Section 8 — Mosses, AL
Mosses, AL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 207 |
Total Units Section 8 | 207 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 79.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $830 |
| 2 Bedroom | N/A | N/A | $990 |
| 3 Bedroom | N/A | N/A | $1,250 |
| 4 Bedroom | N/A | N/A | $1,580 |
Affordability — Mosses, AL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | N/A |
| Median Home Price | N/A |
| Median Household Income | $35,200 |