Reads Mill, AL36279

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$183,000
0.1% YoY Growth
Median Household Income
$56,800
1.7% 5-Year Growth
Days on Market
119
49.0% Longer than last year
Home Price Forecast
0.3%
Median Rent
N/A
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Property Listings — Reads Mill, AL

As of Oct '25, Realtor.com reports that the median days on market for a home in Reads Mill, AL is 119. This is a increase of 49.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$224,00048.0%
Listing Count
8100.0%
Listings as % of Homes0.3%100.0%
Days on Market
11949.0%
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Demographics — Reads Mill, AL

As of the latest ACS Survey released in 2023, Reads Mill, AL has a population of 3,290, which has increased by 40.7% over the past 5 years. Reads Mill, AL is a popular place for families, as children make up 33.5% of the population. The area has a poorly educated workforce, with 18.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 1.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
3,29040.7%
% Under 18
33.5%105.5%
% Seniors
16.3%4.5%
% WFH
1.7%-15.0%
% w/ College Degree
18.1%19.1%
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As of the latest ACS Survey released in 2023, Reads Mill, AL is a predominantly white area, with 95.5% of the population identifying as white. The white population has shrunk by 0.9% in the last 5 years. The second most common race or ethnicity in Reads Mill, AL is hispanic, making up 3.0% of the population. Foreign-born residents account for 0.5% of the population in Reads Mill, AL, and this percentage has decreased by 54.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
95.5%-0.9%
% Black
1.2%140.0%
% Hispanic
3.0%∞%
% Asian
0.0%-100.0%
% Foreign Born
0.5%-54.5%
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Mortgage and Risk — Reads Mill, AL

According to HUD data as of 2023, there were 82 mortgage originations in Reads Mill, AL, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 38.0% above 90% LTV (very high). This implies large mortgage risk in Reads Mill, AL. Investor activity is low, as 1.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
82
% Conventional Loans
74.0%
% Government Loans
26.0%
% Investor Loans
1.0%
% Second Loans
0.0%
% Cash Out Refinance
10.0%

Loan Activity

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Rentals and Section 8 — Reads Mill, AL

Reads Mill, AL lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
N/A
Total Units Section 8
N/A
% Rentals under Section 8
N/A
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$970
2 BedroomN/AN/A$1,250
3 BedroomN/AN/A$1,720
4 BedroomN/AN/A$1,850

Affordability — Reads Mill, AL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.3
Median Home Price$183,000
Median Household Income$56,800

Reads Mill, AL — ZIP Code Boundary Map

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Frequently Asked Questions