Geneva, AL—36340
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Geneva, AL
As of Oct '25, the median home price in Geneva, AL is $135,000, with a year-over-year change of 1.0%. This indicates that home prices in Geneva, AL are increasing. According to Zillow, the 1-year price projection is -0.6%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $135,000 | 1.0% |
| Single Family | $135,000 | 0.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Geneva, AL
Geneva, AL lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Geneva, AL
As of Oct '25, Realtor.com reports that the median days on market for a home in Geneva, AL is 79. This is a increase of 74.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 53.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $221,000 | -7.0% |
Listing Count | 19 | 44.0% |
| Listings as % of Homes | 0.3% | 44.0% |
Days on Market | 79 | 74.0% |
Demographics — Geneva, AL
As of the latest ACS Survey released in 2023, Geneva, AL has a population of 5,340, which has decreased by -6.7% over the past 5 years. Geneva, AL is a moderately popular place for families, as children make up 20.9% of the population. The area has a poorly educated workforce, with 15.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,340 | -6.7% |
% Under 18 | 20.9% | -5.0% |
% Seniors | 20.4% | -2.9% |
% WFH | 3.1% | ∞% |
% w/ College Degree | 15.9% | 33.6% |
As of the latest ACS Survey released in 2023, Geneva, AL is a predominantly white area, with 81.9% of the population identifying as white. The white population has grown by 2.1% in the last 5 years. The second most common race or ethnicity in Geneva, AL is black, making up 8.3% of the population. Foreign-born residents account for 3.5% of the population in Geneva, AL, and this percentage has increased by 66.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 81.9% | 2.1% |
% Black | 8.3% | -39.0% |
% Hispanic | 4.7% | 104.3% |
% Asian | 2.5% | 47.1% |
% Foreign Born | 3.5% | 66.7% |
Mortgage and Risk — Geneva, AL
According to HUD data as of 2023, there were 100 mortgage originations in Geneva, AL, of which 73.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Geneva, AL. Investor activity is low, as 7.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 100 |
% Conventional Loans | 73.0% |
% Government Loans | 27.0% |
% Investor Loans | 7.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Geneva, AL
Geneva, AL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 136 |
Total Units Section 8 | 76 |
% Rentals under Section 8 | 12.8% |
% Occupied Section 8 | 92.8% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $670 |
| 2 Bedroom | N/A | N/A | $820 |
| 3 Bedroom | N/A | N/A | $1,100 |
| 4 Bedroom | N/A | N/A | $1,250 |
Affordability — Geneva, AL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.9 |
| Median Home Price | $135,000 |
| Median Household Income | $48,700 |