Chunchula, AL36521

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$211,000
0.1% YoY Growth
Median Household Income
$69,400
31.9% 5-Year Growth
Days on Market
69
41.0% Longer than last year
Home Price Forecast
0.8%
Median Rent
$2,200
77.4% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
$2,200
77.4% YoY Growth

Property Listings — Chunchula, AL

As of Oct '25, Realtor.com reports that the median days on market for a home in Chunchula, AL is 69. This is a increase of 41.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 10.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$264,00018.0%
Listing Count
21125.0%
Listings as % of Homes0.3%125.0%
Days on Market
6941.0%
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Demographics — Chunchula, AL

As of the latest ACS Survey released in 2023, Chunchula, AL has a population of 6,060, which has increased by 12.5% over the past 5 years. Chunchula, AL is a moderately popular place for families, as children make up 24.7% of the population. The area has a poorly educated workforce, with 14.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
6,06012.5%
% Under 18
24.7%30.0%
% Seniors
14.7%-30.0%
% WFH
4.9%6.5%
% w/ College Degree
14.4%166.7%
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As of the latest ACS Survey released in 2023, Chunchula, AL is a predominantly white area, with 86.9% of the population identifying as white. The white population has shrunk by 2.4% in the last 5 years. The second most common race or ethnicity in Chunchula, AL is black, making up 3.0% of the population. Foreign-born residents account for 1.9% of the population in Chunchula, AL, and this percentage has increased by Inf% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
86.9%-2.4%
% Black
3.0%-40.0%
% Hispanic
2.3%-8.0%
% Asian
1.6%∞%
% Foreign Born
1.9%∞%
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Mortgage and Risk — Chunchula, AL

According to HUD data as of 2023, there were 161 mortgage originations in Chunchula, AL, of which 66.0% of loans were conventional mortgages. The average loan-to-value was 74.0%, with 43.0% above 90% LTV (very high). This implies large mortgage risk in Chunchula, AL. Investor activity is low, as 0.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
161
% Conventional Loans
66.0%
% Government Loans
34.0%
% Investor Loans
0.0%
% Second Loans
1.0%
% Cash Out Refinance
9.0%

Loan Activity

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Rentals and Section 8 — Chunchula, AL

Chunchula, AL lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
2
Total Units Section 8
2
% Rentals under Section 8
1.4%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$810
2 BedroomN/AN/A$990
3 Bedroom-$890$2,200$1,310
4 BedroomN/AN/A$1,340

Affordability — Chunchula, AL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.9
Median Home Price$211,000
Median Household Income$69,400

Chunchula, AL — ZIP Code Boundary Map

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Frequently Asked Questions