Summerdale, AL—36580
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Summerdale, AL
As of Oct '25, the median home price in Summerdale, AL is $285,000, with a year-over-year change of -0.8%. This indicates that home prices in Summerdale, AL are flat. According to Zillow, the 1-year price projection is 1.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $285,000 | -0.8% |
| Single Family | $286,000 | 0.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $221,000 | -1.8% |
3 Bed | $283,000 | 0.0% |
4 Bed | $377,000 | 2.2% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Summerdale, AL
As of July '25, Rentcast reports the average rent in Summerdale, AL is $1,620, with a year-over-year rent change of -3.0%. Per bedroom, the median rent as of July '25 in Summerdale, AL is 1-bedrooms: $1,000, 2-bedrooms: $1,600, 3-bedrooms: $1,600, 4-bedrooms: $1,950. The most common rental property sizes in Summerdale, AL are 3-bedroom and 2-bedroom, accounting for 62.2% and 37.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,600 | $1,620 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,000 | $1,000 |
| 2 Bed Rent | $1,600 | $1,600 |
| 3 Bed Rent | $1,450 | $1,600 |
| 4 Bed Rent | $1,900 | $1,950 |
% of Rental Stock
Property Listings — Summerdale, AL
As of Oct '25, Realtor.com reports that the median days on market for a home in Summerdale, AL is 48. This is a decrease of -8.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 38.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $395,000 | -5.0% |
Listing Count | 53 | 14.0% |
| Listings as % of Homes | 0.9% | 14.0% |
Days on Market | 48 | -8.0% |
Demographics — Summerdale, AL
As of the latest ACS Survey released in 2023, Summerdale, AL has a population of 7,020, which has increased by 21.9% over the past 5 years. Summerdale, AL is a popular place for families, as children make up 29.0% of the population. The area has a poorly educated workforce, with 19.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 7,020 | 21.9% |
% Under 18 | 29.0% | 31.2% |
% Seniors | 16.8% | -5.1% |
% WFH | 4.1% | -68.9% |
% w/ College Degree | 19.8% | 30.3% |
As of the latest ACS Survey released in 2023, Summerdale, AL is a predominantly white area, with 71.0% of the population identifying as white. The white population has shrunk by 11.7% in the last 5 years. The second most common race or ethnicity in Summerdale, AL is hispanic, making up 16.7% of the population. Foreign-born residents account for 6.1% of the population in Summerdale, AL, and this percentage has increased by 90.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 71.0% | -11.7% |
% Black | 5.1% | 121.7% |
% Hispanic | 16.7% | 35.8% |
% Asian | 0.1% | 0.0% |
% Foreign Born | 6.1% | 90.6% |
Mortgage and Risk — Summerdale, AL
According to HUD data as of 2023, there were 109 mortgage originations in Summerdale, AL, of which 63.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Summerdale, AL. Investor activity is low, as 2.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 109 |
% Conventional Loans | 63.0% |
% Government Loans | 37.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Summerdale, AL
As of 2024, the percent of homes in Summerdale, AL under the Section 8 program is 1.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Summerdale, AL, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 5 |
Total Units Section 8 | 5 |
% Rentals under Section 8 | 1.8% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$40 | $1,000 | $960 |
| 2 Bedroom | -$370 | $1,600 | $1,230 |
| 3 Bedroom | $60 | $1,450 | $1,510 |
| 4 Bedroom | $10 | $1,900 | $1,910 |
Affordability — Summerdale, AL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.5 |
| Median Home Price | $285,000 |
| Median Household Income | $59,100 |