Cusseta, AL—36852
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Cusseta, AL
As of Oct '25, the median home price in Cusseta, AL is $260,000, with a year-over-year change of 2.0%. This indicates that home prices in Cusseta, AL are increasing. According to Zillow, the 1-year price projection is 2.0%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $260,000 | 2.0% |
| Single Family | $261,000 | 2.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Cusseta, AL
Cusseta, AL lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Cusseta, AL
As of Oct '25, Realtor.com reports that the median days on market for a home in Cusseta, AL is 132. This is a increase of 17.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $412,000 | 26.0% |
Listing Count | 8 | 0.0% |
| Listings as % of Homes | 0.8% | 0.0% |
Days on Market | 132 | 17.0% |
Demographics — Cusseta, AL
As of the latest ACS Survey released in 2023, Cusseta, AL has a population of 2,330, which has remained stable by 0.6% over the past 5 years. Cusseta, AL is a moderately popular place for families, as children make up 22.2% of the population. The area has a poorly educated workforce, with 13.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,330 | 0.6% |
% Under 18 | 22.2% | -11.6% |
% Seniors | 15.1% | -3.8% |
% WFH | 3.3% | -63.3% |
% w/ College Degree | 13.2% | 6.5% |
As of the latest ACS Survey released in 2023, Cusseta, AL is a predominantly white area, with 81.0% of the population identifying as white. The white population has shrunk by 0.9% in the last 5 years. The second most common race or ethnicity in Cusseta, AL is black, making up 14.3% of the population. Foreign-born residents account for 0.3% of the population in Cusseta, AL, and this percentage has increased by Inf% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 81.0% | -0.9% |
% Black | 14.3% | 5.1% |
% Hispanic | 0.7% | ∞% |
% Asian | 0.3% | ∞% |
% Foreign Born | 0.3% | ∞% |
Mortgage and Risk — Cusseta, AL
According to HUD data as of 2023, there were 31 mortgage originations in Cusseta, AL, of which 71.0% of loans were conventional mortgages. The average loan-to-value was 85.0%, with 61.0% above 90% LTV (very high). This implies large mortgage risk in Cusseta, AL. Investor activity is low, as 0.0% of loans were by investors. 3.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 31 |
% Conventional Loans | 71.0% |
% Government Loans | 29.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 3.0% |
Loan Activity
Rentals and Section 8 — Cusseta, AL
Cusseta, AL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 5 |
Total Units Section 8 | 5 |
% Rentals under Section 8 | 5.6% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,060 |
| 2 Bedroom | N/A | N/A | $1,240 |
| 3 Bedroom | N/A | N/A | $1,620 |
| 4 Bedroom | N/A | N/A | $1,730 |
Affordability — Cusseta, AL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.1 |
| Median Home Price | $260,000 |
| Median Household Income | $76,800 |