Jacksons Gap, AL—36861
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Jacksons Gap, AL
Jacksons Gap, AL lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $605,000 | -0.8% |
| Single Family | $605,000 | -0.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Jacksons Gap, AL
Jacksons Gap, AL lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Jacksons Gap, AL
As of Oct '25, Realtor.com reports that the median days on market for a home in Jacksons Gap, AL is 183. This is a increase of 69.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $789,000 | 8.0% |
Listing Count | 36 | 12.0% |
| Listings as % of Homes | 0.8% | 12.0% |
Days on Market | 183 | 69.0% |
Demographics — Jacksons Gap, AL
As of the latest ACS Survey released in 2023, Jacksons Gap, AL has a population of 2,800, which has remained stable by -0.4% over the past 5 years. Jacksons Gap, AL is a less popular place for families, as children make up 13.7% of the population. The area has a moderately educated workforce, with 27.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,800 | -0.4% |
% Under 18 | 13.7% | -2.8% |
% Seniors | 28.5% | 26.7% |
% WFH | 8.3% | 97.6% |
% w/ College Degree | 27.4% | 24.5% |
As of the latest ACS Survey released in 2023, Jacksons Gap, AL is a predominantly white area, with 77.4% of the population identifying as white. The white population has shrunk by 17.1% in the last 5 years. The second most common race or ethnicity in Jacksons Gap, AL is black, making up 10.5% of the population. Foreign-born residents account for 0.3% of the population in Jacksons Gap, AL, and this percentage has decreased by 25.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 77.4% | -17.1% |
% Black | 10.5% | 98.1% |
% Hispanic | 0.0% | N/A |
% Asian | 0.2% | -50.0% |
% Foreign Born | 0.3% | -25.0% |
Mortgage and Risk — Jacksons Gap, AL
According to HUD data as of 2023, there were 109 mortgage originations in Jacksons Gap, AL, of which 85.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Jacksons Gap, AL. Investor activity is low, as 3.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 109 |
% Conventional Loans | 85.0% |
% Government Loans | 15.0% |
% Investor Loans | 3.0% |
% Second Loans | 33.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Jacksons Gap, AL
Jacksons Gap, AL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 6 |
Total Units Section 8 | 6 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $630 |
| 2 Bedroom | N/A | N/A | $830 |
| 3 Bedroom | N/A | N/A | $1,060 |
| 4 Bedroom | N/A | N/A | $1,110 |
Affordability — Jacksons Gap, AL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 8.6 |
| Median Home Price | $605,000 |
| Median Household Income | $63,700 |