Hartsville, TN—37074
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Hartsville, TN
As of Oct '25, the median home price in Hartsville, TN is $306,000, with a year-over-year change of -2.9%. This indicates that home prices in Hartsville, TN are decreasing. According to Zillow, the 1-year price projection is 1.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $306,000 | -2.9% |
| Single Family | $306,000 | -2.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $346,000 | 0.6% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Hartsville, TN
As of July '25, Rentcast reports the average rent in Hartsville, TN is $1,360, with a year-over-year rent change of -6.8%. Per bedroom, the median rent as of July '25 in Hartsville, TN is 2-bedrooms: $1,300, 3-bedrooms: $1,500. The most common rental property sizes in Hartsville, TN are 2-bedroom and 3-bedroom, accounting for 49.1% and 35.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,380 | $1,360 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,250 | $1,300 |
| 3 Bed Rent | $1,500 | $1,500 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Hartsville, TN
As of Oct '25, Realtor.com reports that the median days on market for a home in Hartsville, TN is 57. This is a increase of 21.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 42.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $445,000 | -3.0% |
Listing Count | 57 | 33.0% |
| Listings as % of Homes | 0.9% | 33.0% |
Days on Market | 57 | 21.0% |
Demographics — Hartsville, TN
As of the latest ACS Survey released in 2023, Hartsville, TN has a population of 11,000, which has increased by 26.9% over the past 5 years. Hartsville, TN is a moderately popular place for families, as children make up 18.3% of the population. The area has a poorly educated workforce, with 8.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 11,000 | 26.9% |
% Under 18 | 18.3% | -8.5% |
% Seniors | 11.6% | -25.2% |
% WFH | 3.4% | -33.3% |
% w/ College Degree | 8.4% | -49.7% |
As of the latest ACS Survey released in 2023, Hartsville, TN is a predominantly white area, with 81.8% of the population identifying as white. The white population has shrunk by 2.3% in the last 5 years. The second most common race or ethnicity in Hartsville, TN is black, making up 11.8% of the population. Foreign-born residents account for 1.3% of the population in Hartsville, TN, and this percentage has decreased by 35.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 81.8% | -2.3% |
% Black | 11.8% | 22.9% |
% Hispanic | 2.1% | 200.0% |
% Asian | 0.2% | -83.3% |
% Foreign Born | 1.3% | -35.0% |
Mortgage and Risk — Hartsville, TN
According to HUD data as of 2023, there were 283 mortgage originations in Hartsville, TN, of which 66.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in Hartsville, TN. Investor activity is low, as 2.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 283 |
% Conventional Loans | 66.0% |
% Government Loans | 34.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Hartsville, TN
Hartsville, TN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 55 |
Total Units Section 8 | 21 |
% Rentals under Section 8 | 2.2% |
% Occupied Section 8 | 85.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,300 |
| 2 Bedroom | $210 | $1,250 | $1,460 |
| 3 Bedroom | $340 | $1,500 | $1,840 |
| 4 Bedroom | N/A | N/A | $2,240 |
Affordability — Hartsville, TN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.5 |
| Median Home Price | $306,000 |
| Median Household Income | $62,900 |