White House, TN—37188
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — White House, TN
As of Oct '25, the median home price in White House, TN is $385,000, with a year-over-year change of -0.7%. This indicates that home prices in White House, TN are flat. According to Zillow, the 1-year price projection is 1.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $385,000 | -0.7% |
| Single Family | $386,000 | -0.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $297,000 | 0.7% |
3 Bed | $370,000 | -0.5% |
4 Bed | $428,000 | -1.4% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — White House, TN
As of July '25, Rentcast reports the average rent in White House, TN is $2,210, with a year-over-year rent change of 5.2%. Per bedroom, the median rent as of July '25 in White House, TN is 1-bedrooms: $1,400, 2-bedrooms: $1,530, 3-bedrooms: $2,120, 4-bedrooms: $2,390. The most common rental property sizes in White House, TN are 3-bedroom and 2-bedroom, accounting for 45.5% and 32.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,200 | $2,210 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,380 | $1,400 |
| 2 Bed Rent | $1,500 | $1,530 |
| 3 Bed Rent | $2,100 | $2,120 |
| 4 Bed Rent | $2,360 | $2,390 |
% of Rental Stock
Property Listings — White House, TN
As of Oct '25, Realtor.com reports that the median days on market for a home in White House, TN is 35. This is a increase of 20.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 20.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $400,000 | 1.0% |
Listing Count | 283 | 40.0% |
| Listings as % of Homes | 1.3% | 40.0% |
Days on Market | 35 | 20.0% |
Demographics — White House, TN
As of the latest ACS Survey released in 2023, White House, TN has a population of 17,700, which has increased by 16.9% over the past 5 years. White House, TN is a moderately popular place for families, as children make up 23.8% of the population. The area has a moderately educated workforce, with 25.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 17,700 | 16.9% |
% Under 18 | 23.8% | -8.8% |
% Seniors | 12.2% | -10.3% |
% WFH | 12.6% | 306.5% |
% w/ College Degree | 25.0% | 2.0% |
As of the latest ACS Survey released in 2023, White House, TN is a predominantly white area, with 86.4% of the population identifying as white. The white population has shrunk by 7.1% in the last 5 years. The second most common race or ethnicity in White House, TN is hispanic, making up 4.4% of the population. Foreign-born residents account for 3.0% of the population in White House, TN, and this percentage has decreased by 30.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 86.4% | -7.1% |
% Black | 3.5% | 775.0% |
% Hispanic | 4.4% | 4.8% |
% Asian | 0.7% | -36.4% |
% Foreign Born | 3.0% | -30.2% |
Mortgage and Risk — White House, TN
According to HUD data as of 2023, there were 696 mortgage originations in White House, TN, of which 68.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 38.0% above 90% LTV (very high). This implies large mortgage risk in White House, TN. Investor activity is low, as 1.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 696 |
% Conventional Loans | 68.0% |
% Government Loans | 32.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — White House, TN
As of 2024, the percent of homes in White House, TN under the Section 8 program is 2.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In White House, TN, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 36 |
Total Units Section 8 | 36 |
% Rentals under Section 8 | 2.5% |
% Occupied Section 8 | 88.7% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $190 | $1,380 | $1,570 |
| 2 Bedroom | $240 | $1,500 | $1,740 |
| 3 Bedroom | $100 | $2,100 | $2,200 |
| 4 Bedroom | $340 | $2,360 | $2,700 |
Affordability — White House, TN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.4 |
| Median Home Price | $385,000 |
| Median Household Income | $87,400 |